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Transunion

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On the multi agency check my file.com most of the defaults appear to be on transunion only ? Not on the other 3 
why is that ?

Comments

  • MaryNB
    MaryNB Posts: 2,319 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 21 January 2021 at 5:32PM
    Perhaps the company you have the defaults with only reports to transunion.
    ETA: Or Equifax and Experian are missing some personal data that would link you to the defaults. 
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,855 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Not every lender reports to every CRA so it's possible you have debts that are only reported to TransUnion. Rather than using checkmyfile, I'd recommend requesting your credit files directly from Experian, Equifax and TransUnion and see if the data is any different. 
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