DIP accepted after referred to underwriter - good sign?

chezFTB

Hi
Just wondering if anyone can offer any advice on our application. 
Our DIP was put in last week and was referred to underwriters- they came back and asked for a reason why my partner had taken a string of pay day loans between 2017 and 2019. We provided this explanation letter and the next day the DIP came back approved.
I'm just wondering if it is a positive sign in terms of the full  application that the DIP went to the underwriters, who had an explanation of PDL activity and then approved it?
Or, similarly as I have seen on other posts, does this mean nothing???
Thanks  

ACG

Dont read into it too much but yes it is a good sign. 

chezFTB

Thanks ACG! I read these forums all the time and always look for your comments as they're the most helpful! Ha

ACG

Glad I can help.

Appreciate its not the positive reply, but it still has to get passed the underwriter. However, the fact that someone has took a glance over it and allowed you to move forward seems promsiing from the PDL perspective and if that is the only issue it looks good assuming everything else fits criteria. They wont have looked over bank statements for example so if you are gambling every day or live in your overdraft that could be a problem but those are things that would only be assessed once the full app goes in.