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Ingenious Legal
NanniePat
Posts: 2 Newbie
July 2020 received a cheque for a ppi claim . Oct 2020 first received a text from IL saying i owe them over £500.then email arrived with a link to pay . replied to email sent them a copy of letter saying my ppi claim was time barred.asked what did that mean . they replied.i replied back does that mean i didn't win. Never replied to that question just sent another request for payment . I replied the payment was not from the company they were claiming . they asked who the cheque was from . I told them . they said the company was a part of the other company . I sent them a pic of the part of the letter stating it was not a part of the other company . again another email requesting payment . looked up Idengious on google found complaints about this company . sent an email 7th Dec requesting proof of contract . they replied an email would be sent of proof.no more contact from them until 8th Jan when a letter arrived from them . the letter is just basically a request for payment . no proof has been received . the only thing i signed was paper forms from the claim guys years ago . who was unsuccessfully getting anything from the ppi claim as the company kept stating they couldn't find an account in that name etc . it's stressing me out . I don't know whether to pay it or not . I might have clicked on IL site on Facebook. I dont remember.But i know i have never received anything from then until 2020.
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Comments
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You need to ask them for the proof of contract. That will determine whether you need to pay or not. Until they respond, keep the money to one side.1
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I asked for proof in Dec . no reply . I have contacted the firm the cheque came from as it stated they had to inform any third party . waiting for reply.0
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Send them another letter, obtain free proof of postage from the PO
Send them a DSAR as well while you're at it, you can google a sample letter template, might as well make them do some work and see what they hold on you e.g. it might reveal a copy/paste signature or worse0
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