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Will I be due any benefits?

WSforever
WSforever Posts: 89 Forumite
Part of the Furniture 10 Posts
edited 19 January 2021 at 11:39PM in Employment, jobseeking & training
I have never been unemployed. So excuse my ignorance.
However, I’m taking the bold decision to leave my current (unhappy) employment next month.
Will I be able to claim any JSA/universal credit? (if there’s a difference).
what is the process? Any advice greatly appreciated 

Comments

  • p00hsticks
    p00hsticks Posts: 14,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you've got a complete NI record for the last couple of years (tax years 2018-19 and 19-20) then you should be eligible to 6 months 'new style' JSA, which is not means tested - the amount depends on your age, but is usually £74.35 if you are over 24. However it depends on whether the Job centre consider that your reasons for leaving your current job can be justified - if they decide that you've voluntarily made yourself unemployed without good reason you can be 'sanctioned' for a number of weeks and won't get paid.
    You can apply online once you've left your job.
    Universal credit is a means tested alternative. If you have savings of more than £16k you won't be eligible. Again you apply online althoguh best to aks over on the benefits board that oh_really has linked to, as the timing of your claim after you leave can affect how much you get paid in the first month.
    I beleive you can claim both at the same time, and your UC will be reduced by the amount of your JSA until the six month JSA period runs out.


  • Sncjw
    Sncjw Posts: 3,582 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Do you really want to leave a job in the current climate no matter how rubbish it is. It will be more income than you would likely get on benefits. Also be harder to find another job in current climate 
    Mortgage free wannabe 

    Actual mortgage stating amount £75,150

    Overpayment paused to pay off cc 

    Starting balance £66,565.45

    Current balance £56099

    Cc around £3200 

  • Get something else lined up first or have your employer agree to let you go. No matter how much you hate the current job, sometimes exploring another role might put a whole new spin on any troubles. The job centre isn't a holiday - they will expect you to find work if fit and from my experience in this climate when Employers will forgo getting a previous reference and having an employer offering to look to look at my application from somewhere I quit badly in the past and forgive really silly decisions after first day wobbles esp when 10 years older then the bosses - I might just live in the right part of the country but it makes me wonder if there just isn't enough able people wanting to work and why add to a recession. Soon you can be torn between two jobs and wondering how you got into the situation! As another poster commented a month's wage is likely to be more then unemployment benefit.
  • Marcon
    Marcon Posts: 15,105 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    WSforever said:
    I have never been unemployed. So excuse my ignorance.
    However, I’m taking the bold decision to leave my current (unhappy) employment next month.
    Will I be able to claim any JSA/universal credit? (if there’s a difference).
    what is the process? Any advice greatly appreciated 
    Bold doesn't equate to wise, or even remotely sensible, particularly at the moment.

    Looking at your other posts, you say you've had a 'successful year' in this role but don't seem to have been able to get to grips with what you see as extra workload being landed on your by management. If you're planning to leave anyway, why not have another at getting some sort of consensus on what you'll do and see if you can't trim the job to a point where you enjoyed it as you used to? Has to be worth a go, surely?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
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