Birmingham Midshires

Over62

I have a few Birmingham Midshires accounts which I use to pull in direct debits from other accounts that need them for rewards or interest.  I notice today that BM is not opening any new savings accounts.  RIP.

fenwick458

can't say I'll miss them. I opened a few but they have been nothing but trouble. they wouldn't let me move a DD one from one bank to another without doing the cheque thing again. then several DD's just stopped with no explanation and had to be re instated.
I've since found apps like moneybox or cleo are very simple for DD's. and even the post office was better than BM for me, yeah the website has it's glitches but once you know what not to to, it works fine!

PRAISETHESUN

In my experience I've found them a bit old fashioned but very reliable. Haven't had a single issue moving DDs around like I had with PO, and have found them easy to deal with on the time time I had to call customer service (compared to PO which has a legendary reputation). In either case it's a shame, as that's one less option for those who don't have enough DDs to go around.

[Deleted User]

They have discontinued opening new savings accounts and resumed them again in the past.
BM are just another Bank of Scotland brand like Halifax. They essentially exist for Lloyds to compete with new savings entrants without cannibalising their core brands. 

AndyPK

BM are closing savings accounts (i.e ones that draw in DD) from 24 November - 24 December 2022

they will pay money back to the linked account 

adindas

I just check it. They still pull out DD this December from my various accounts. I will and see what will happen in January.

soulsaver

fenwick458 said:

can't say I'll miss them. I opened a few but they have been nothing but trouble. they wouldn't let me move a DD one from one bank to another without doing the cheque thing again. then several DD's just stopped with no explanation and had to be re instated.
I've since found apps like moneybox or cleo are very simple for DD's. and even the post office was better than BM for me, yeah the website has it's glitches but once you know what not to to, it works fine!

'Cheque thing' was a Scottish Widows foible. 

badger09

Birmingham Midshires closed my savings account on 1 December & returned the closing balance to my linked Lloyds Club account. So far, so good. 

However they then took another £5 DD payment on 5 December. When I phoned BM on Thursday, CS rep said ‘that’s impossible as your account is closed’. I’m expecting it to bounce back to Lloyds but if it doesn’t appear by Wednesday I’ll claim under the DD guarantee. 

I’ve had issues with BM taking multiple DDs in the past so will be glad to be shot of them. 

quirkydeptless

badger09 said:

Birmingham Midshires closed my savings account on 1 December & returned the closing balance to my linked Lloyds Club account. So far, so good. 

However they then took another £5 DD payment on 5 December. When I phoned BM on Thursday, CS rep said ‘that’s impossible as your account is closed’. I’m expecting it to bounce back to Lloyds but if it doesn’t appear by Wednesday I’ll claim under the DD guarantee. 

I’ve had issues with BM taking multiple DDs in the past so will be glad to be shot of them. 

Same happened to me, all accounts apart from 2 closed on the 1st of December and some  £1 DDs taken on the 2nd and the 5th.

Can't log on anymore as it says I have been 'de-registered'