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Who still does fee free 0% balance transfers?

stormCat99
stormCat99 Posts: 3,321 Forumite
Part of the Furniture 1,000 Posts Photogenic Name Dropper
Hi guys,

Been surfing the web trying to find my next 0% deal. I'm struggling to find one that still doesn't charge a %age for doing a balance transfer. Does anyone know who still does balance transfers free of charge?

I'm ideally after 9 months 0% but 6 would do.

TIA

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Virgin
    IF
    M & S
    Lloyds TSB
    Nat West/RBS
    Co-op (I think)
    Morgan Stanley (I think).
    Halifax charity cards (I think)
    Capital One (look for the 9 month magazine flyers)

    There's a list on here somewhere, and also on https://www.stoozing.com (a site supported by Martin Lewis).

    This is a guide only. As deals change all the time - do your own research!

    YB
  • stormCat99
    stormCat99 Posts: 3,321 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks for such a quick reply YorkshireBoy icon7.gif I'll check out some of those sites right away.....
  • Gotabiscuit
    Gotabiscuit Posts: 188 Forumite
    100 Posts
    I think Goldfish are still fee-free but their 0% deal is only 6 months.
  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There's a list on here somewhere, and also on https://www.stoozing.com (a site supported by Martin Lewis).

    This is a guide only. As deals change all the time - do your own research!

    YB

    It's here ...

    http://www.stoozing.com/0fees.htm

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    Do remember the BEst Balance Transfer article (linked to above at the top of every page) is updated every week and always includes the best 0% no BT fee cards. (its missing NatWest and RBS at the moment as their sites have been down so I've been waiting)
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • barrowboy_3
    barrowboy_3 Posts: 12 Forumite
    Having read most of the stoozing articles I wan't to take part. I have tried Virgin by telephone but they charge 2% to BT if it is to a bank account rather than a credit card even when you request a 'Balance Transfer'. Applying online for the card and I can only do a BT to Visa, Mastercard etc by specifying the card number and not my bank account card number. What am I doing wrong, how do existing stoozers manage to transfer their next balance. Have BT's from Virgin come to an end.
  • stormCat99
    stormCat99 Posts: 3,321 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks everyone for all of your replies - and thank you Martin for posting about the article. I hadn't spotted the balance transfer one so I've just read through it, and it was very helpful.

    I've already got a Virgin card so that one's out, but based on the article I've just applied for an M&S card. No online decision though so will find out in a couple of day.

    Cheers everyone icon7.gif
  • I literally just completed (1/2 hour ago) a survey for RBS on credit cards, and from the questions they were asking, it looks like a 0% for nine months on transfers card is coming. Possibility only, mind you. :D
    I haven't been asked to tell you that I'm the [highlight]Board Drunk[/highlight] for this board. As the night wears on, my posts will become worse, with simple spelling mistakes, inane ramblings, and a blatant disregard for the truth. I have no authority to do anything, so there's no point asking or telling me. If you see me past midnight, please tell me to get my coat and order me a taxi.

    Free Ebay Simple Profit/Loss Spreadsheet. PM me for a download link.
  • realaledrinker
    realaledrinker Posts: 1,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Barrowboy - check out https://www.stoozing.com
    Ethical moneysaver
  • Chadsman
    Chadsman Posts: 1,113 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I literally just completed (1/2 hour ago) a survey for RBS on credit cards, and from the questions they were asking, it looks like a 0% for nine months on transfers card is coming

    They are here already!
    http://www.rbs.co.uk/Personal_Finances/Credit_Cards/Card_Features_and_Benefits/default.htm :A :T
    God save the King!
    I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
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