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Who still does fee free 0% balance transfers?
stormCat99
Posts: 3,321 Forumite
in Credit cards
Hi guys,
Been surfing the web trying to find my next 0% deal. I'm struggling to find one that still doesn't charge a %age for doing a balance transfer. Does anyone know who still does balance transfers free of charge?
I'm ideally after 9 months 0% but 6 would do.
TIA
Been surfing the web trying to find my next 0% deal. I'm struggling to find one that still doesn't charge a %age for doing a balance transfer. Does anyone know who still does balance transfers free of charge?
I'm ideally after 9 months 0% but 6 would do.
TIA
0
Comments
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Virgin
IF
M & S
Lloyds TSB
Nat West/RBS
Co-op (I think)
Morgan Stanley (I think).
Halifax charity cards (I think)
Capital One (look for the 9 month magazine flyers)
There's a list on here somewhere, and also on https://www.stoozing.com (a site supported by Martin Lewis).
This is a guide only. As deals change all the time - do your own research!
YB0 -
Thanks for such a quick reply YorkshireBoy
I'll check out some of those sites right away..... 0 -
I think Goldfish are still fee-free but their 0% deal is only 6 months.0
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YorkshireBoy wrote:There's a list on here somewhere, and also on https://www.stoozing.com (a site supported by Martin Lewis).
This is a guide only. As deals change all the time - do your own research!
YB
It's here ...
http://www.stoozing.com/0fees.htm
ClarimanAuthor of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk0 -
Do remember the BEst Balance Transfer article (linked to above at the top of every page) is updated every week and always includes the best 0% no BT fee cards. (its missing NatWest and RBS at the moment as their sites have been down so I've been waiting)Martin Lewis, Money Saving Expert.
Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 0000 -
Having read most of the stoozing articles I wan't to take part. I have tried Virgin by telephone but they charge 2% to BT if it is to a bank account rather than a credit card even when you request a 'Balance Transfer'. Applying online for the card and I can only do a BT to Visa, Mastercard etc by specifying the card number and not my bank account card number. What am I doing wrong, how do existing stoozers manage to transfer their next balance. Have BT's from Virgin come to an end.0
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Thanks everyone for all of your replies - and thank you Martin for posting about the article. I hadn't spotted the balance transfer one so I've just read through it, and it was very helpful.
I've already got a Virgin card so that one's out, but based on the article I've just applied for an M&S card. No online decision though so will find out in a couple of day.
Cheers everyone
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I literally just completed (1/2 hour ago) a survey for RBS on credit cards, and from the questions they were asking, it looks like a 0% for nine months on transfers card is coming. Possibility only, mind you.
I haven't been asked to tell you that I'm the [highlight]Board Drunk[/highlight] for this board. As the night wears on, my posts will become worse, with simple spelling mistakes, inane ramblings, and a blatant disregard for the truth. I have no authority to do anything, so there's no point asking or telling me. If you see me past midnight, please tell me to get my coat and order me a taxi.
Free Ebay Simple Profit/Loss Spreadsheet. PM me for a download link.0 -
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criminal_smile wrote:I literally just completed (1/2 hour ago) a survey for RBS on credit cards, and from the questions they were asking, it looks like a 0% for nine months on transfers card is coming
They are here already!
http://www.rbs.co.uk/Personal_Finances/Credit_Cards/Card_Features_and_Benefits/default.htm :A :TGod save the King!
I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.0
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