Trouble figuring out my "parking" situation for Car Insurance

Rikora

Afternoon all,

I'm just wondering if anyone has any experience with this please.
I'm moving into a flat that has it's own carpark, with allocated parking.
When looking at insurance, I can't find anything that actually represents what this is?
It isn't a street, or a commercial carpark/compound, or a driveway.

Sandtree

Rikora said:

It isn't a street, or a commercial carpark/compound, or a driveway.

Different websites are going to have different options to chose from... guess at the most accurate one you can see but before buying double check with the insurer/broker that they are happy with the decision BEFORE you buy. 

If you go via Confused.com for example for "where is the car kept overnight?" it has the option of "residential parking" and if you didnt use it for commuting it would be "at home" for the daytime

Rikora

Fabulous. Thank you. I tend to use Compare the Market for my comparisons or try the companies directly.
Good to know I can use Confused. 
Thanks very much

greyteam1959

There are also other comparison websites as well as those two.

Penelopa.Pitstop

Insurance company may have different opinion. Admiral once told me, that residential car park which is not locked, it equal to parking on a street and that's what I declared.

Neil49

greyteam1959 said:

There are also other comparison websites as well as those two.

The main MSE website insurance section gives you the optimum sequence of using the various comparison sites. 

Off the top of my head I think moneysupermarket.com comes first. 

PRAISETHESUN

Neil49 said:

greyteam1959 said:

There are also other comparison websites as well as those two.

The main MSE website insurance section gives you the optimum sequence of using the various comparison sites. 

Off the top of my head I think moneysupermarket.com comes first. 

That's only because they also own MSE  Try the 4 main comparison sites (https://www.moneysavingexpert.com/insurance/car-insurance/) and then direct with Aviva/Direct Line as they often get left out. There's usually not much difference between them but on occasion you can save a little bit if they have a preferential agreement with a particular insurer. Whatever you declare on the comparison site, make sure it gets reflected in the actual quote/policy from the insurer you ultimately select.

My parking situation is very similar to yours OP, and I've always selected residential car park.

Alter_ego

I own our spaces (so not allocated) Phoned insurer and said not on street but accessed via estate road, they told me to declare driveway parking on the form.