Where to put my money

grumiofoundation

yorkie2021 said:

I would opt for a share ISA and pick some shares that will rise once lockdown is over.  

Great plan, can’t think of a single flaw. 

Don’t know why everyone doesn’t just do that? 

Come to think of it why does anyone waste time investing in shares that aren’t going to go up? 

blackrosmarin

Look at passive investing in an index tracker
Good reading on why
https://monevator.com/best-global-tracker-funds/
https://occaminvesting.co.uk/best-vanguard-passive-index-tracker-fund-uk/#ftse
If you can park the cash for over 25-30 years and add to it monthly there's a good chance you'll make a profit

Run some numbers here
http://www.candidmoney.com/calculators/investment-charges-impact-calculator
For the above Vanguard funds initial charge is 0 and Ongoing is anything between 0.22 to 0.25

AlanP_2

blackrosmarin said:

Look at passive investing in an index tracker
Good reading on why
https://monevator.com/best-global-tracker-funds/
https://occaminvesting.co.uk/best-vanguard-passive-index-tracker-fund-uk/#ftse
If you can park the cash for over 25-30 years and add to it monthly there's a good chance you'll make a profit

Run some numbers here
http://www.candidmoney.com/calculators/investment-charges-impact-calculator
For the above Vanguard funds initial charge is 0 and Ongoing is anything between 0.22 to 0.25

Another great plan, just not relevant to this thread where the OP wants to "park" his house deposit fund for 2-3 years.

Albermarle

AlanP_2 said:

blackrosmarin said:

Look at passive investing in an index tracker
Good reading on why
https://monevator.com/best-global-tracker-funds/
https://occaminvesting.co.uk/best-vanguard-passive-index-tracker-fund-uk/#ftse
If you can park the cash for over 25-30 years and add to it monthly there's a good chance you'll make a profit

Run some numbers here
http://www.candidmoney.com/calculators/investment-charges-impact-calculator
For the above Vanguard funds initial charge is 0 and Ongoing is anything between 0.22 to 0.25

Another great plan, just not relevant to this thread where the OP wants to "park" his house deposit fund for 2-3 years.

Yes would help if posters read through the thread first .......

yorkie2021 said:

I would opt for a share ISA and pick some shares that will rise once lockdown is over. 
Please tell us which shares you mean ?
More seriously if there were companies who could benefit after lockdown is lifted , do you not think that the tens of thousands of highly paid analysts in the City and Wall St, might just have already twigged who they are, and therefore the share prices will already have risen in anticipation ?

Thrugelmir

Cash Lisa and Premium Bonds. 

Avoid stocks and shares.