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Log Cabin insurance HELP!
Jcollins
Posts: 8 Forumite
Hi Hopefully someone is able to help!
We have a log cabin which we put up last summer and are wanting to make sure the cost of the building/contents is insured. We live in a housing association property so only have contents cover (the building insurance is already covered by the landlord) So having spoken with my currently provider, we are covered for the contents but not the £5000 building and they would not be able to help. Several phone calls to numerous companies - same story. Are there any insurance providers out there that just specialise in log cabin insurance? Already tried Adrian Flux (they said no as we would have to purchase buildings insurance and as the property already has a insurance covered by HO, it would be covered twice - making it void) This seems to be the case for everyone i have spoken with. FYI the log cabin is just used as a summer room (it has electric for TV and fridge but no facilities etc.)
just want to make sure if anything was to happen we could cover the cost of the building.
We have a log cabin which we put up last summer and are wanting to make sure the cost of the building/contents is insured. We live in a housing association property so only have contents cover (the building insurance is already covered by the landlord) So having spoken with my currently provider, we are covered for the contents but not the £5000 building and they would not be able to help. Several phone calls to numerous companies - same story. Are there any insurance providers out there that just specialise in log cabin insurance? Already tried Adrian Flux (they said no as we would have to purchase buildings insurance and as the property already has a insurance covered by HO, it would be covered twice - making it void) This seems to be the case for everyone i have spoken with. FYI the log cabin is just used as a summer room (it has electric for TV and fridge but no facilities etc.)
just want to make sure if anything was to happen we could cover the cost of the building.
0
Comments
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How much did it cost to build?
Have you asked your own insurers about Tenants Improvements? Its normally designed for tenants/leaseholders who fit a fancy new kitchen or bathroom but in theory could cover a shed etc.
Think you are possibly in too niche a requirement for insurers to have created a mass market product. You could look at 2nd/holiday home insurance that cover non-standard construction. Alternatively speak to a couple of local brokers to see if they've any ideas.1
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