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Is it legal to be asked to pay the excess in order for it to be added to a gift card settlement?

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Comments

  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    sheramber said:
    £900 after the excess
    They could have given you a Gift Card for £900 so you have in fact gained.
    I think the OP would have preferred a gift card for £900 to having paid them £200 and got a gift card for £1100 - less flexibility.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • Tokmon
    Tokmon Posts: 628 Forumite
    500 Posts Name Dropper
    sheramber said:
    £900 after the excess
    They could have given you a Gift Card for £900 so you have in fact gained.
    I think the OP would have preferred a gift card for £900 to having paid them £200 and got a gift card for £1100 - less flexibility.
    Well the OP would have had to pay their excess anyway if it's part of their insurance contract so it's better to get a £1100 gift card rather than £900.
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