Ex wants to sell our property

Amazonia_2

Ex wants to sell our jointly owned property.  I live abroad.  The property has been rented out (without my knowledge) and he and his wife are named as landlords,  He doesn't have Consent to Let from the Lender, no gas safety cert, no electric safety cert, no EPC, no buildings insurance, no valid tenancy agreement.  He doesn't carry out repairs properly.  Tenants left in middle of winter for 48 days without hearing or hot water when boiler broke and they had to collect rainwater from leak in roof for five years.  The tenants are elderly, disabled, vulnerable and in receipt of welfare benefits.  They have lived there for nearly eight years and the council have installed £10k+ disabled wet room and downstairs WC.    I'm concerned for them. He hasn't visited or inspected the house for almost 8 years.

I don't want to sell, my ex has no money to apply for an Order to Sell.  

Any ideas?

greatcrested

Sell

You must be mad to have remained financially connected via a jointly owned property for all these years.

Sell. ASAP.

You are also exposing yourself to all sorts of legal consequences as joint owner of a property being let contrary to so many laws and regulations.

Sell.

Make sure that when you sell, the conveyancing solicitor is instructed topass you 50% of the equity on Completion (do not sign the TR1 till the solicitor has confirmed this).

You might also insist that from his 50% should be deducted 50% of the rental income he has received over the last 8 years - but that might be a step too far. More important is simply to:

Sell.

MFWannabe

Amazonia_2 said:

Ex wants to sell our jointly owned property.  I live abroad.  The property has been rented out (without my knowledge) and he and his wife are named as landlords,  He doesn't have Consent to Let from the Lender, no gas safety cert, no electric safety cert, no EPC, no buildings insurance, no valid tenancy agreement.  He doesn't carry out repairs properly.  Tenants left in middle of winter for 48 days without hearing or hot water when boiler broke and they had to collect rainwater from leak in roof for five years.  The tenants are elderly, disabled, vulnerable and in receipt of welfare benefits.  They have lived there for nearly eight years and the council have installed £10k+ disabled wet room and downstairs WC.    I'm concerned for them. He hasn't visited or inspected the house for almost 8 years.

I don't want to sell, my ex has no money to apply for an Order to Sell.  

Any ideas?

Why would you not want to sell? 

theoretica

Amazonia_2 said:

I don't want to sell,

Why don't you?

Amazonia_2

The Lender was unaware that my ex had let our property. As a joint-owner he would have needed my signature on application for Consent to Let. I have informed the Lender of the situation.

My ex insists I pay for any and all house costs incurred over the last ten years (he claims he spent over £30k but has only provided proof of payment for one £300 repair). 

He doesn't understand joint-ownership.

 It doesn't matter who pays what, when the property sells it's shared 50:50.  He wants me to sign a contract accepting £10k only and he keeps the rest.  

So selling is not straight forward.

Any more thoughts?

JGB1955

Have you been paying the mortgage? If not accepting £10K to walk away seems a bargain.

Amazonia_2

My ex agreed to cover mortgage when I left and I would help him financially.  He asked for six payments, I transferred the money.  His g/f then moved in and they covered the mortgage, then he rented the property and the tenants more than covered the cost of the mortgage.

He hadn't contacted me for 8 years.

GDB2222

Some basic questions:

How much is outstanding on the mortgage?
How much was outstanding when you split up?
How much is the house worth?

oldbikebloke

Amazonia_2 said:

My ex agreed to cover mortgage when I left and I would help him financially.  He asked for six payments, I transferred the money.  His g/f then moved in and they covered the mortgage, then he rented the property and the tenants more than covered the cost of the mortgage.

He hadn't contacted me for 8 years.

your post comes across as you just want to get revenge and are bitter 
much better to sell up and finally make the break you should had 8 years ago, particularly as you are no longer even in the UK

Amazonia_2

£112,00 outstanding when I left.  £118,000 outstanding now.
House valued at £160,000 - as far as I know

MFWannabe

I’d take the 10K and walk away 
although I’d have separated properly 9 years ago