We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Help with Shop Direct please
anna_1977
Posts: 862 Forumite
Hi all,
I asked a few years ago but no one could help so I'm hoping things have changed.
Just under 5 years ago I entered a DMP with Stepchange which is plodding along happily. All my creditors added defaults to my file that are due to clear Feb 2022. Shop Direct with Very and Littlewoods refused and are marking my credit file with an arrangements flag. is there any way I can get them to backdate a default ?
I asked a few years ago but no one could help so I'm hoping things have changed.
Just under 5 years ago I entered a DMP with Stepchange which is plodding along happily. All my creditors added defaults to my file that are due to clear Feb 2022. Shop Direct with Very and Littlewoods refused and are marking my credit file with an arrangements flag. is there any way I can get them to backdate a default ?
0
Comments
-
Yes. You could ask them to backdate it.0
-
Littlewoods/very infact all shop direct group companies have a notorious reputation for being an absolute pain to deal with, especially when it comes to defaults etc.We tend to find the only way to induce a default is to stop paying them, however you may not want to do that if all else is ticking along nicely.You can write and complain, follow their complaints procedure, see how you get on.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.6K Work, Benefits & Business
- 602.9K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards