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Insurer for a new build property.

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Im due to complete and move into a new build property next week, has anyone any experience with getting home and contents insurance, is there a particular insurer you went with ?
Ive done a dummy quote and 5 quotes (used gocompare) came back and the cheapest was with a broker, is this standard for new build properties ?

Thanks

Comments

  • Neil49
    Neil49 Posts: 3,357 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What quote has your existing insurer come back with? 
  • DCFC79
    DCFC79 Posts: 40,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 13 January 2021 at 9:47PM
    Neil49 said:
    What quote has your existing insurer come back with? 
    First time owner of a property so no existing insurer.
    The cheapest dummy quotes I had was £189.85 with One Call Insurance. I did use gocompare and not tried any of the other comparison sites.
    Thanks
  • You just need to pick a good insurer from the ones which have quoted you. It makes no difference if the property it's older or a new build, only listed properties, non-standard, thatched roof etc will reduce the pool of insurers.

    Mortgage started 2020, aiming to clear 31/12/2029.
  • DCFC79
    DCFC79 Posts: 40,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You just need to pick a good insurer from the ones which have quoted you. It makes no difference if the property it's older or a new build, only listed properties, non-standard, thatched roof etc will reduce the pool of insurers.

    Well theres not much like I say, all 5 quotes are from brokers, I'll speak to 2 insurers this week and get a quote, Ill post back with a price I was given.
    Thanks 
  • DCFC79 said:
    You just need to pick a good insurer from the ones which have quoted you. It makes no difference if the property it's older or a new build, only listed properties, non-standard, thatched roof etc will reduce the pool of insurers.

    Well theres not much like I say, all 5 quotes are from brokers, I'll speak to 2 insurers this week and get a quote, Ill post back with a price I was given.
    Thanks 
    I went with direct line as they do fixed figures for buildings (up to £1m) and contents (either £50k or £75k). Plus they do optional extras like accidental damage, emergency cover etc.

    I paid about £220 for a 2 bed, old freehold flat in Scotland and it's my first ever policy.
    Mortgage started 2020, aiming to clear 31/12/2029.
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