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Insurer for a new build property.
DCFC79
Posts: 40,644 Forumite
Im due to complete and move into a new build property next week, has anyone any experience with getting home and contents insurance, is there a particular insurer you went with ?
Ive done a dummy quote and 5 quotes (used gocompare) came back and the cheapest was with a broker, is this standard for new build properties ?
Thanks
Ive done a dummy quote and 5 quotes (used gocompare) came back and the cheapest was with a broker, is this standard for new build properties ?
Thanks
0
Comments
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What quote has your existing insurer come back with?1
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First time owner of a property so no existing insurer.Neil49 said:What quote has your existing insurer come back with?
The cheapest dummy quotes I had was £189.85 with One Call Insurance. I did use gocompare and not tried any of the other comparison sites.
Thanks0 -
You just need to pick a good insurer from the ones which have quoted you. It makes no difference if the property it's older or a new build, only listed properties, non-standard, thatched roof etc will reduce the pool of insurers.
Mortgage started 2020, aiming to clear 31/12/2029.1 -
Well theres not much like I say, all 5 quotes are from brokers, I'll speak to 2 insurers this week and get a quote, Ill post back with a price I was given.MovingForwards said:You just need to pick a good insurer from the ones which have quoted you. It makes no difference if the property it's older or a new build, only listed properties, non-standard, thatched roof etc will reduce the pool of insurers.
Thanks1 -
I went with direct line as they do fixed figures for buildings (up to £1m) and contents (either £50k or £75k). Plus they do optional extras like accidental damage, emergency cover etc.DCFC79 said:
Well theres not much like I say, all 5 quotes are from brokers, I'll speak to 2 insurers this week and get a quote, Ill post back with a price I was given.MovingForwards said:You just need to pick a good insurer from the ones which have quoted you. It makes no difference if the property it's older or a new build, only listed properties, non-standard, thatched roof etc will reduce the pool of insurers.
Thanks
I paid about £220 for a 2 bed, old freehold flat in Scotland and it's my first ever policy.Mortgage started 2020, aiming to clear 31/12/2029.0
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