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Chasing debt from 2012

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lky2k23
lky2k23 Posts: 302 Forumite
Part of the Furniture 100 Posts Combo Breaker
edited 12 January 2021 at 4:44PM in Credit file & ratings
A new company took over the management of my flat in October 2018 and in doing so, took my opening balance from the closing balance of the old company. 
The closing balance included a 'confirmed disputed charge' from March 2012 of £384. 
The new company have advised I need to speak to the old company to resolve this.
Do I need to prove this debt? Can I be legally chased for this?
Thanks
Just have a little faith

Comments

  • lky2k23
    lky2k23 Posts: 302 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Anyone able to help please? 
    Just have a little faith
  • sourcrates
    sourcrates Posts: 31,507 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Hi,
    There is a limitation period of six years for simple contract debts, however if they have taken the money, then I doubt you will get it back, disputed or not.
    Yes you can legally be chased, statute barred is a defence you could use though.
    However, like I said, if they have already taken the money, your on a sticky wicket.
    Best to talk to them really.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • As you left it over six years to try reclaiming the money it is now statute barred and you have no legal recourse for the money.

    Basically, if a similiar situation arises and you feel you're owed money that the other party aren't paying you, you need to sue them in small claims court within six years or you lose any legal right to the money. 
  • lky2k23
    lky2k23 Posts: 302 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    No I've not sent them the money. They're chasing me for the money that is sitting as an outstanding debt on my account.
    Just have a little faith
  • PixelPound
    PixelPound Posts: 3,058 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So between March 2012 and October 2018 have you been paying management fees? 

    Whilst the charge may be from 2012, unless the account was defaulted and closed then it will have been an account where you were in arrears and making payments for the fees each year, so not sure if the statute of limitation would apply.
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