PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Detached Bungalow vs Semi-Detached House

Options
13»

Comments

  • TBagpuss
    TBagpuss Posts: 11,236 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Other things being equal I would expect a detached property to be worth more than a semi of a similar size, and if you would be happy with a bungalow I would probably go for it if you can afford it.

    While you may not be able to compare prices on that particular street, looking at sold prices in the surrounding area may help you - e.g. within any specific local area , look at the difference in price between the two types, to get an idea of whether or not the bungalow is overpriced.

    I second the suggestion to do a viewing with (or arrange a viewing by) a local builder who can advise you about the realistic cost of the work which will be needed. also - talk to your mortgage broker - it sounds as though some fairly extensive work might be needed which may affect how much you can borrow and whether the lender makes any retentions as a result.
    All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)
  • davilown
    davilown Posts: 2,303 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    2 points - detached all the way and £30k won't be enough to cover all those renovations! 
    30th June 2021 completely debt free…. Downsized, reduced working hours and living the dream.
  • Tippytoes
    Tippytoes Posts: 1,114 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Speaking from experience, I would rather live in a detached building site, than a fully refurbed semi.  Get the wrong neighbours on the other side of the wall and they can literally ruin your life.
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 January 2021 at 10:15PM
    Tippytoes said:
    Speaking from experience, I would rather live in a detached building site,
    Maybe you can hack it, but that's not to say everybody can. Homes Under the Hammer has a lot to answer for.  Busy people may get stuck with their 'exciting' renovations for years, which isn't necessarily a criticism, because other important things often take precedence, like a full family life, an unexpected need to do more hours at work, a new baby or dozens of other good reasons. We all know them; people who bit off more than was easily chewable. They're not necessarily unhappy living in chaos, but if that wasn't envisaged as a long term thing, their opinion might warm somewhat towards that nicely done-up semi! 
    We hear little on this site from those who've managed to live semi-detached without problems. You can believe that's because they're a minority if you like, but I think it's probably because they're the majority who have found no reason to come here and rant. Furthermore, a  proportion of those who arrive here with neighbour issues are living in detached houses, or in situations where the type of house has no direct bearing at all.
    Just adding some balance. :)
  • Hi
    I'd also vote for the detached bungalow however how much of the work is essential to make the house livable and how much could be done over the next couple of years ?
    The issue I have with buying a house thats already done is finding a house thats done to your taste. 
    Part of the decision is how long do you think you'd stay in the house ?
    Good Luck whichever you choose.
    Jen
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.