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Lifetime ISA - Can we save into one whilst working abroad?

Can you open an ISA in the UK whilst working abroad? My step daughter is working in Australia currently but is due to come home in the next 12-18 months and wanted to start saving for thier return. Is this possible?

Comments

  • bowlhead99
    bowlhead99 Posts: 12,295 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Post of the Month
    edited 12 January 2021 at 11:11AM
    If you're not a UK resident you can't open and contribute to a LISA.

    Presumably she doesn't want to lie and say she is UK resident because then HMRC would expect her to pay UK tax on her worldwide income, which would be unwelcome. 

    She will have the full normal annual subscription allowance for the year of her return when she gets back (it's not pro-rata'd for the date within the tax year that she gets back to the UK).  But meanwhile she will have to save where she is, or in her existing, non-ISA accounts.
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