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Comments

  • FootyFanDan
    FootyFanDan Posts: 1,904 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    That is amazing work jade, well done. Have you put in place how you are going to allocate this extra that you will have this month?. You really seem to be on the ball with these surveys and other stuff 
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    That is amazing work jade, well done. Have you put in place how you are going to allocate this extra that you will have this month?. You really seem to be on the ball with these surveys and other stuff 
    Most of it will be going back to paying for the car tbh :lol:

    Thank you, I'm honestly surprised it's that much! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • FootyFanDan
    FootyFanDan Posts: 1,904 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    haha haha cars are fab until they break. I need to get a clip for mine has the clip that attaches the handbrake cable to the car has snapped and I’ve tried my best to find a way to fix it back in place but to no avail. I have seen some just cable tie them back in place but it needs to be sorted really. I will put on my to do list to collect from Halfords on way home tomorrow. 
  • FootyFanDan
    FootyFanDan Posts: 1,904 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    It’s crazy how much the surveys and extra you are doing have built up
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Morning, that’s a great amount. Well done. 
    If you are going to open another account, I have a starling account, you can make goals (which are like sub accounts) so if make money on surveys etc you could transfer it to the goal. If it’s in your goal account you can’t spend and it doesn’t show on your balance of main account (unless you get statement) but you can easily transfer it over for when you want the money. 
    I use the goals for presents and holidays. I’m not sure if other banks do this but it would be worth a look. 
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Morning, that’s a great amount. Well done. 
    If you are going to open another account, I have a starling account, you can make goals (which are like sub accounts) so if make money on surveys etc you could transfer it to the goal. If it’s in your goal account you can’t spend and it doesn’t show on your balance of main account (unless you get statement) but you can easily transfer it over for when you want the money. 
    I use the goals for presents and holidays. I’m not sure if other banks do this but it would be worth a look. 
    Morning!

    Yep it all adds up! :smile: oh that's definitely something I'll look into then :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all! I've been on and off sleeping for the past hour or so! I'm going into work half hour early today to make up for leaving half hour early Friday. Which I don't really mind, it means I can sit in nice and quiet for half hour as I'll be the only one there. The girls I work with are both off today so hopefully it doesn't get busy! I can ask the guys from the other warehouse to come help me if it does get busy though. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Hi @jadewest94 :)  Have been catching up on your progress so far - looks like you’re making really positive changes as well as tackling that debt.  Must say I am incredibly jealous of your survey earnings!!  I’m trying to build up my EF from taking surveys, but I’ve not added to it for a while.  I currently use Swagbucks and Prolific - any tips from the survey queen?!  :smiley:
    Beware of little expenses. A small leak will sink a great ship.
    Debt at highest = £62,842.59 (Dec 2018) - now £38,266.22 (28.09.25)
    Mortgage start Dec 2024 £247,069.59 - now £243,150.28
    Mortgage overpayment total = £300
    Emergency fund £1006.63/£12000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @jadewest94 :)  Have been catching up on your progress so far - looks like you’re making really positive changes as well as tackling that debt.  Must say I am incredibly jealous of your survey earnings!!  I’m trying to build up my EF from taking surveys, but I’ve not added to it for a while.  I currently use Swagbucks and Prolific - any tips from the survey queen?!  :smiley:
    Haha thanks! Survey queen :lol: I'm surprised how much I've made this year!!

    Here's a list I've written up before of what I use hopefully some use!

    Surveys;

    Prolific £5 minimum cash out
    Panelbase £10 minimum I think
    Surveybods £15 cash out
    Yoursaypays (not sure on cash out)
    I-say (again not sure)

    Research panels

    Research Opinions (Mainly Zooms)
    iPoint Research (Mainly zooms occasionally studies)
    Clicks Research (product tests)
    QMR (zooms)
    Bunnyfield (studies and zooms)
    Angelfish (app testing, zooms and studies)
    Swift Research (product tests)
    Boots Tester Panel 
    FlavorWiki (test products for cashback)
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,190 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Opened up my starling bank account this morning and set up the EF of £500 goal. Lunch time now so I will just eat my dinner at the desk today with a coffee whilst browsing through the forum :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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