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Comments

  • Sarahwithlove
    Sarahwithlove Posts: 3,470 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    That's exciting! Hope it's good news for you 
    *Dad loan - £5300 - £7000
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £0
    *Total debt - £7000/£11641.17*


    Savings
    *Sinking Fund - £800/£2500
    *Emergency Fund - £1000/£1000


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hopefully @Sarahwithlove! :blush:

    on other news my car has to go into a garage soon I’ve been putting it off for ages! It’s at a point now where it’s becoming dangerous to drive. I need two new wheel bearings and that’s roughly £95 each and I know it needs other work done but I just can’t afford it and it’s stressing me right out! :disappointed:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Rent goes out Wednesday and then I need to kick myself up the bum to get motivated to budget and continue my NSM! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Right, fresh kick up the bum for me as I'm feeling unmotivated and stressed from work. I am still planning to pay most of the fluid credit card off by the end of the month but I've also booked my car in to be fixed and have no idea how much it will cost.

    Im going to stop going to sainsburys unless I'm buying dog food as I'm waiting so much money there and I drive past a lidl on my way home from work every day. So lidl will be my stop if I need to top up on anything.

    Motivated myself to make work lunches and I just haven't been bothered recently and then struggle for ideas in the morning. I also need to stop buying coffees from the coffee van and make my own at work! 

    I've been doing some surveys but just haven't kept on top of it. I've used prolific alot, I'm at £52 so far with another £15 awaiting review.

    I will become debt free sooner rather than later, I've given up any hope of the money from the house that was sold last September. Maybe it will come through once I'm debt free.

    Sorry my post is so long I just need a kick up the bum and get back into it! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    update! Some good news finally! The money from the house SHOULD be paid to solicitor's on Friday and they hold it for a week or so and then we get the money!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    That’s great news for you 
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 14 July 2021 at 6:41AM
    Morning all!

    I need to drink more water, I get so dehydrated in the night I feel horrible in the morning! That's my main goal for today. I put the dishwasher on this morning aswell so I won't forget when I come home later :smiley:

    I have to put money into my bank later to pay the rent and I'm going to pop into primark for an eyebrow pencil only! :smile:

    The money from the house I'm going to save a little for a tattoo of my dog and save some and put some towards my debts and fixing the car. Still not sure how much we will get yet so fingers crossed! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I need some advice, with the money from the house what would you put the money towards? Nothing is on interest at the moment. Just need to think in advance where to put my debts first.

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • badmemory
    badmemory Posts: 10,375 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I think I would start off by paying the largest that it will pay off in full & use whatever is left for an emergency fund.  But others will have other ideas I'm sure!
  • BlueJ94
    BlueJ94 Posts: 3,183 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    badmemory said:
    I think I would start off by paying the largest that it will pay off in full & use whatever is left for an emergency fund.  But others will have other ideas I'm sure!
    Yeah I think I might do this, but my issues is I don't know how much I will be getting yet. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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