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Comments

  • BlueJ94
    BlueJ94 Posts: 3,194 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks all!

    I've worked out, if I pay the extra £30 to my 118 Loan that it would be cleared within 5 months. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Four_Seasons
    Four_Seasons Posts: 945 Forumite
    Sixth Anniversary 500 Posts
    That would be brilliant - you are doing so well x
  • BlueJ94
    BlueJ94 Posts: 3,194 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    That would be brilliant - you are doing so well x
    Thank you! It's nice to see how many people are suppotive and follow along!x
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,194 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 24 June 2021 at 7:58PM
    So, where I'm at right now with everything after Julys DD have gone out;

    Fluid PM £30 = £250   (6 months with extra £10 PM)
    Aqua PM £17 = £488
    Vanquis PM £50 = £549.63 (11 months)
    Barcs - Need to phone still

    118 PM £60 = £2025.84 (12 months with extra £30 from marbles)
    LL PM £30 = £928.16
    FL PM £1 = 778.01

    I plan on paying the extra £30 from Marbles towards 118 making that £80 PM and being paid off within 12 months time. Fluid is the next CC to target, it should take me 8 months to pay but I am hoping to up the payment to £40 PM making it 6 months to pay off. 




     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Sarahwithlove
    Sarahwithlove Posts: 3,470 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Wow that would be great if you can get highest gone within 5 months. 
    *Dad loan - £5300 - £7000
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £0
    *Total debt - £7000/£11641.17*


    Savings
    *Sinking Fund - £800/£2500
    *Emergency Fund - £1000/£1000


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • FootyFanDan
    FootyFanDan Posts: 1,907 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    hopefully seeing that you can get the highest one done within 5 months gives you the motivation to keep going, imagine how good it is going to feel 
  • Parkyp
    Parkyp Posts: 883 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Hi Jade, you’re on a mission this month very organised. 
    Im guessing your going to be paying more to 118 if your planning on having that paid off in 5 months. 
    You are very determined, keep going 👏👏
    Hows the gym and jogging going ? 
  • BlueJ94
    BlueJ94 Posts: 3,194 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks all! 

    I think I miscalculated something somewhere! :lol: Because £60+30 = £90 and £90 x 5 months does not pay off my 2k loan! Maybe I'm tired :tired_face:

    I wish I could pay it within 5 months aha!  
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,194 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Parkyp said:
    Hi Jade, you’re on a mission this month very organised. 
    Im guessing your going to be paying more to 118 if your planning on having that paid off in 5 months. 
    You are very determined, keep going 👏👏
    Hows the gym and jogging going ? 
    Hey! 

    Thank you, haha no I just somehow messed up my calculation! :lol: Having double checked its more like 1 year :disappointed:
    Jogging I stopped as my knees play up and the gym i'm going next week as my gym buddy is moving house right now.
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,194 Ambassador
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    hopefully seeing that you can get the highest one done within 5 months gives you the motivation to keep going, imagine how good it is going to feel 
    nope I just can't math, but it sure does make me more determined to pay off the bigger loan quicker!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
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