We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

IVA + help to buy

Options
I am coming up to the 5 years of my
help to buy so I would normally look at remortgaging to pay off the % of the house value owed however I am in the 3rd year of an IVA following financial difficulties meaning I won’t be in a position to remortgage.. what are my
options? 

Comments

  • sammyjammy
    sammyjammy Posts: 7,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    keep paying the charges against the loan?  How much will it rise by?  You could always try and change your IVA payment if with the interest starting its now unaffordable
    "You've been reading SOS when it's just your clock reading 5:05 "
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.