Paying back a loan after death

getmore4less

Lover_of_Lycra said:

Pine said:

Thank you for your reply. He didn’t have any savings or insurance policies in his own name. He had a private pension but we have checked and it does not come with any death benefits. Their shared car was in his name - could she be forced to sell that? The amount outstanding on the loan is approx £2000. 

The car form part of his estate and any assets in his estate should be used to repay any debts in his estate. 

Are you positive probate is not required because we’ve now got a car that was solely in his name. 

Probate(or letters of administration if no will) are not needed for a car.
Not needed for a house if more than one owner. 

gizmo111

The funeral costs come first out of his estate - his estate seems to consist only of the car and any personal valuables, so very little if any left over for M & S.

Pine

gizmo111 said:

The funeral costs come first out of his estate - his estate seems to consist only of the car and any personal valuables, so very little if any left over for M & S.

That’s really helpful, thank you.