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Deleted123

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really?
really? Posts: 29 Forumite
Eighth Anniversary 10 Posts Photogenic Combo Breaker
edited 14 January 2021 at 10:06AM in Credit file & ratings

Deleted123


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  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    It's nothing to do with the Royal Mail or redirection services, but the financial association with your ex. 

    If you no longer have any joint financial products, file a notice of disassociation.
  • It's important to file separate notices of disassociation with each of thre three credit reference agencies too, Equifax, Experian, and TransUnion.

    It can take a while, and please actually check updated credit reports to ensure the associations have definitely been removed before applying for anything credit scored again.

    Good luck! :smile:

  • I do not have a good record, yet Experian gives me a score of 999, until I then question any of its mortgage products to find I am not suitable! Ignore the magic numbers from Experian and pour a bowl of cornflakes, and count them instead.

    Also on a proper credit agency, provide details of your disassociation from the ex!
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