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Car leasing and model variant options

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Comments

  • Purpleee
    Purpleee Posts: 82 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    That really is far too broad a question for anyone to meaningfully respond to, but maybe the following article will assist:
    https://www.whatcar.com/news/the-best-leasing-deals-on-our-most-in-demand-cars/n21547

    However, I thought you were going for the company salary sacrifice scheme, so won't that just mean you can narrow down to a small choice of options that match your requirements and budget?
    Good morning! Unfortunately the jokers have only just gotten back to me that I’m not eligible, 2 months down and after I already had a car on order. Ridiculous 

    So back to the drawing board
  • Grumpy_chap
    Grumpy_chap Posts: 18,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Purpleee said:
    So back to the drawing board
    That is unfortunate, as awaiting the new car is exciting and disappointing when it then fails to materialise.
    The question remains very broad, and the approach to take is to determine first the type of car you need to suit your needs and wants:
    • How many people usually in the car?
    • How much luggage required?
    • Total mileage and type of mileage (main road / around town)?
    • Equipment preferences?
    • Budget (available deposit, monthly budget, total price)?
    • Do you really need brand new, or will used meet the need?
    • Will you want to keep the car at the end, of happy to just spend money to give the car back after a couple of years?
    Then narrow down some suitable makes and models.
    Then get the best price for the preferred products, as cash purchase.
    Then get the best finance (if required) for the chosen vehicle at best cash price.
    Through all of this process, it is necessary to avoid being drawn in by the sales patter of the deal "gone tomorrow", or the "attractive" low monthly finance that ends up costing a lot over the term.
    Good luck :)
  • I already know what make I want, and I know I want to just lease a new X4, no PCP and no buying. Was just hoping to see if anyone knew of any sites/companies they would recommend to start the search (I looked at what car and they seem to deal with PCP/buying)
  • Grumpy_chap
    Grumpy_chap Posts: 18,723 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    To select the trim level, look at the BMW website and order the brochure.
    BMW can also give you a lease quote.  That is your reference point.
    The type "lease X4" into a search engine and pick the most competitive for the exact model you want.  Often the sites will highlight the deals they have for the time, in case you are willing to deviate from the exact trim.
    Take care that the lease sites sometimes default to business purchase, you may need to select personal lease.  Don't forget to take account of the first months rental, which will be higher than the regular payments.

    It's entirely your choice, but I cannot fathom why spending £750 a month to use someone else's car is a good idea.
  • MX5huggy
    MX5huggy Posts: 7,168 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lings Cars have you covered 
    https://www.lingscars.com/personal-car-leasing/bmw/x4-estate
     
    Yes the site is that crazy 
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