Barclaycard offer - apply by 31 Jan 2021

MarlonCR

I am wondering whether to go for the Barclaycard offer of 6.9% interest on balance transfers until paid in full (2.9% transfer fee)
The offer says apply by 31 Jan 2021. What are the chances of that offer not being available after that date, or a better offer replacing it? I realise that there's no way of knowing for sure, however what are peoples best guesses? 

[Deleted User]

I have a Barclarycard, I get offers most months for these 2 options - 0% interest for 18 months with fee or some fixed interest (probably the same as you) for the balance life. The next month will be the same except it goes for a month more. I seem to recall there was always an overlap when the next month would come up at the same time as the current month but always the same offer, always the same period.

If you're applying as a new customer then I doubt a month more they will suddenly give you a way better deal, if anything if we get a T5 or national lockdown, it might well be withdrawn but it's your money. Can you not try a different provider or even a loan which might be better %?

MarlonCR

Thanks for that - I already have a Barclaycard with a zero balance so I thought I may as well use it to flip a balance on another card thats exiting the initial low interest offer.

CRISPIANNE3

MarlonCR said:

I am wondering whether to go for the Barclaycard offer of 6.9% interest on balance transfers until paid in full (2.9% transfer fee)
The offer says apply by 31 Jan 2021. What are the chances of that offer not being available after that date, or a better offer replacing it? I realise that there's no way of knowing for sure, however what are peoples best guesses? 

From my experience the offers just keep getting rolled over to the next month. However for me the offers are now very poor like the ones highlighted in your post. The days of money transfers for me are long gone. However still available for me on my Lloyds cards.