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Let Alliance Credit Check
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I thought that but it does say that they now work in partnership with transunion and access your full report now from them so they can see everything you see, it doesn’t make sense to me as if they are only checking for the public info anyway, why not check public databases, as before. Be good to hear of the OP passed the checks0
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Where does it say that?jenn229911 said:I thought that but it does say that they now work in partnership with transunion and access your full report now from them so they can see everything you see0 -
Here is says full credit history and I have read it else where
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Seems to say they will access the report
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That refers to Open Banking.(a) You are not obliged to opt in to open banking. (which is the digital equivalent of volunteering your own report)(b) I think at present it only operates on current accounts, not credit cards.0
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From what I have read, you don’t have to opt into open banking (which I won’t be doing) and you can send pay slips and bank statements but either way they still access your credit report0
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jenn229911 said:From what I have read, you don’t have to opt into open banking (which I won’t be doing) and you can send pay slips and bank statements but either way they still access your credit reportThis explains the process a bit more ...... but it still states twards the end that it is based on the Consumer giving consent to share.I guess that begs the question if you can proceed with the Let Alliance process without giving such consent. Just need someone to try it and actually update us!
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Yeah but guessing if you didn’t consent to the credit check the application wouldn’t proceed, I won’t be opting in to the banking as far too much fraud about and not happy to allow anyone into my online bank but it’s the checks that I am concerned about, although it only asked for ccjs etc on the form, wondering if they saw two defaults would it be a fail0
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