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Struggling to find if I'll be better or worse off

daveandjadea
daveandjadea Posts: 94 Forumite
Part of the Furniture 10 Posts Combo Breaker
edited 9 January 2021 at 7:19AM in Benefits & tax credits
...........

Comments

  • huckster
    huckster Posts: 5,686 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Starting point, is what do your Doctors think about your health and types of work you can do.  NHS providers and various  other organisations including charities can help you with a supported programme to see what you can do to improve your life chances including work.

    Of course we could comment on the benefits system and support available, but we do not know you and we would not be able to fully understand your situation through an online forum. 

    Which area of the UK are you from ?  There are different organisations around the country who offer the support you need.


    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 4 January 2021 at 8:40AM
    1. If I could work part-time.
    I know you're allowed up to 16 hours permitted work but does that stop the ESA payments or would your benefits continue and you'd get your wage on top? If not it'll cost too much for me to work, would there be any grants available to try to help me back into work? I'm scared this would also threaten my benefits, that this would trigger DWP to put me through medical assessments again, thus potentially months of fighting and being left without any income. 
    https://www.gov.uk/government/publications/employment-and-support-allowance-permitted-work-form/permitted-work-factsheet
    You are allowed to work if you work for less than 16 hours each week and earn no more than £140 every week after tax. 
    If the workis permitted work your ESA continues.
    If the work you are doing contradicts the reason you were placed in the Support Group then you may be reassessed.

    2. What would happen if my partner moved in with me. 
    My understanding is I'd have to come off ESA-SG and go onto Universal Credit - my concerns are more medical assessments, stress for my partner, my understanding is if I get PIP before then I'd risk losing severe disablity premium if I move in with my partner/claim UC.

    I want to know how much worse off I'd be/my partner would be if my partner moved in with me.
    If you had a partner move in they can be added to your ESA and HB claims unless they are already on UC. Any savings or income your partner has will affect the amount of benefit you are entitled to. Unless your partner receives a disability benefit you will not be entitled to the SDP even if you are awarded PIP yourself.

    If the partner is already on UC when they move in then you will have to switch to UC also.

    Please take note of what huckster has said.


    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • poppy12345
    poppy12345 Posts: 18,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 4 January 2021 at 9:50AM


    2. What would happen if my partner moved in with me.


    You asked that exact same question in September and were given a lot of advice. See thread here. https://forums.moneysavingexpert.com/discussion/6195680/how-much-worse-off-would-i-be-if-i-moved-in-with-my-partner/p1

  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    2. What would happen if my partner moved in with me.
    You asked that exact same question in September and were given a lot of advice. See thread here. https://forums.moneysavingexpert.com/discussion/6195680/how-much-worse-off-would-i-be-if-i-moved-in-with-my-partner/p1
    Thanks poppy, I didn’t make the connection.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • daveandjadea
    daveandjadea Posts: 94 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 9 January 2021 at 7:21AM
    .............
  • daveandjadea
    daveandjadea Posts: 94 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 9 January 2021 at 7:25AM
    The question wasn't the same and the advice wasn't relevant to the factors involved. Rather that post seemed to be taken as an opportunity to tell a disabled person seeking independence and security that this meant they weren't ready to live with a partner. I'm hoping to find help, not judgement for wanting to better my situation; wanting to work and live with my partner.
  • poppy12345
    poppy12345 Posts: 18,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 9 January 2021 at 9:19AM
    The question wasn't the same and the advice wasn't relevant to the factors involved. Rather that post seemed to be taken as an opportunity to tell a disabled person seeking independence and security that this meant they weren't ready to live with a partner. I'm hoping to find help, not judgement for wanting to better my situation; wanting to work and live with my partner.

    The question about living together was the same as your previous post and the advice was that you would need to claim Universal Credit. You'd need to use a benefits calculator to check entilement and put both of your details into it.
    If you continue to live alone then you can do permitted work as advised.
  • KatrinaWaves
    KatrinaWaves Posts: 2,944 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 9 January 2021 at 11:59AM
    The question wasn't the same and the advice wasn't relevant to the factors involved. Rather that post seemed to be taken as an opportunity to tell a disabled person seeking independence and security that this meant they weren't ready to live with a partner. I'm hoping to find help, not judgement for wanting to better my situation; wanting to work and live with my partner.
    Your last post gave you lots of ideas, about budgeting, how costs will be lower etc and all you kept doing was saying ‘oh no I’ll get less money I’ll never be able to do it’

    Everyone who reads the linked post will see the wealth of information people gave you and the TIME they spent working out your allowances etc. How rude to say no one helped you! The only person saying ‘you can’t live with your partner’ was you, over and over and over again!

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