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Tesco/Sainsburys credit cards/store cards. Cash back element %.

Can someone clarify for me, the cash back element % please. Converted in to points, to be used in Tesco/Sainsburys for grocery shopping only.

Tesco credit card used in store?
Tesco credit card used out of store?
Tesco clubcard used in store?

Sainsburys credit card used in store?
Sainsburys credit card used out of store?
Sainsburys nectar card used in store?

Many thanks

Mark

Comments

  • Grabs39
    Grabs39 Posts: 364 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 3 January 2021 at 7:13PM
    Sainsbury’s is 2 nectar points (1p) per pound in Sainsbury’s (including petrol and Argos) plus the normal one point (0.5p) you get anyway.  1 nectar point (0.5p) per £5 spent anywhere else.  I got one for the bonus £50 of points if you spend £400, which is in addition to that.  https://www.sainsburysbank.co.uk/credit-cards
  • molerat
    molerat Posts: 36,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January 2021 at 7:30PM
    Tesco credit card gives you 1 point per £4 in store or at a Tesco petrol station.  It gives 1 point per £8 elsewhere
    Clubcard gives you 1 point per £1 in store and 1 point per £2 at a Tesco petrol station except when you use your credit card as the clubcard it gives an enhanced 1 point per £1.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • You spend nectar points - the bonuses from card payments are linked to your nectar account same as any offers and all appear on your balance which you can use in store to cover a bill or transfer to vouchers if they do the offer
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