Wrong council tax band

stereb8792

If anyone can help. I have recently moved and finally got on property ladder. So I apparently have 6 months to appeal decision to voa, I looked at a very similar property same style and type and built around same time so I believe I have a claim. The voa put me in band E but this other very similar property is band A and B. I then looked up property prices as my property was £245,000 valued and used nationwide house price index to see what it would be worth 51,773 in 1991 and would be Band B. So with this information is this enough to make a claim or do I need more. I appreciate any help, experience, knowledge or expertise, thanks

Jeremy535897

Read this:
https://www.moneysavingexpert.com/reclaim/council-tax-bands-change/

pphillips

In my experience, look for previous sale prices for your property and compare these with similar types of property, I found most of this info on Zoopla. If you find a disparity in the sale prices for similar types of property around the same time period then this will probably be down to improvement work and /or modernisation. If you have evidence of work being done after 1991 then it will also help your case, unless your property was subject to a rebanding exercise. Also I would advise not to give up, my challenge to the VOA was rejected but I won at the appeal tribunal.

lincroft1710

House price indices are inaccurate and tend to down value 1991 prices, so the true figure would probably be in excess of £52,000. Band E definitely sounds wrong, but Band C sounds more reasonable given your purchase price 

stereb8792

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

p00hsticks

stereb8792 said:

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

And is the 'very similar' property that you are comparing it also a new build flat close by ?

I can't see how there can be two very similar properties both built at the same time in the same location with such different ratings unless, as you say, one or other has been mis-banded. What have all the other flats been rated as ? It may be worth you getting together with the other flat occupants and comaring notes if you have all just moved in. 

Jeremy535897

p00hsticks said:

stereb8792 said:

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

And is the 'very similar' property that you are comparing it also a new build flat close by ?

I can't see how there can be two very similar properties both built at the same time in the same location with such different ratings unless, as you say, one or other has been mis-banded. What have all the other flats been rated as ? It may be worth you getting together with the other flat occupants and comaring notes if you have all just moved in. 

I agree, One possible outcome of this process is that instead of your band going down, everyone else's goes up. You have to be sure of your ground.

lincroft1710

Jeremy535897 said:

p00hsticks said:

stereb8792 said:

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

And is the 'very similar' property that you are comparing it also a new build flat close by ?

I can't see how there can be two very similar properties both built at the same time in the same location with such different ratings unless, as you say, one or other has been mis-banded. What have all the other flats been rated as ? It may be worth you getting together with the other flat occupants and comaring notes if you have all just moved in. 

I agree, One possible outcome of this process is that instead of your band going down, everyone else's goes up. You have to be sure of your ground.

Older flats and council built flats tend to be in lowish bands, newer builds may have en suites or cloakrooms. £245K is very low price for Band E. Of course if it's a shared ownership, it may explain the low price.

stereb8792

lincroft1710 said:

Jeremy535897 said:

p00hsticks said:

stereb8792 said:

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

And is the 'very similar' property that you are comparing it also a new build flat close by ?

I can't see how there can be two very similar properties both built at the same time in the same location with such different ratings unless, as you say, one or other has been mis-banded. What have all the other flats been rated as ? It may be worth you getting together with the other flat occupants and comaring notes if you have all just moved in. 

I agree, One possible outcome of this process is that instead of your band going down, everyone else's goes up. You have to be sure of your ground.

Older flats and council built flats tend to be in lowish bands, newer builds may have en suites or cloakrooms. £245K is very low price for Band E. Of course if it's a shared ownership, it may explain the low price.

It is in fact shared ownership but if that is the case that's unbelievable to charge more I just need to know where I stand. Thanks

lincroft1710

stereb8792 said:

lincroft1710 said:

Jeremy535897 said:

p00hsticks said:

stereb8792 said:

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

And is the 'very similar' property that you are comparing it also a new build flat close by ?

I can't see how there can be two very similar properties both built at the same time in the same location with such different ratings unless, as you say, one or other has been mis-banded. What have all the other flats been rated as ? It may be worth you getting together with the other flat occupants and comaring notes if you have all just moved in. 

I agree, One possible outcome of this process is that instead of your band going down, everyone else's goes up. You have to be sure of your ground.

Older flats and council built flats tend to be in lowish bands, newer builds may have en suites or cloakrooms. £245K is very low price for Band E. Of course if it's a shared ownership, it may explain the low price.

It is in fact shared ownership but if that is the case that's unbelievable to charge more I just need to know where I stand. Thanks

As it is shared ownership, your purchase price is of little help as it is only for the share you purchased. What percentage of the flat have you actually bought? If, for example, it is 50%, then that would suggest the flat could be worth around £500K and Band E would not be so unreasonable.

stereb8792

lincroft1710 said:

stereb8792 said:

lincroft1710 said:

Jeremy535897 said:

p00hsticks said:

stereb8792 said:

One thing I forgot to mention that is probably important this property is a new build flat built in 2020. Thanks for input for helping me confirm I have a case

And is the 'very similar' property that you are comparing it also a new build flat close by ?

I can't see how there can be two very similar properties both built at the same time in the same location with such different ratings unless, as you say, one or other has been mis-banded. What have all the other flats been rated as ? It may be worth you getting together with the other flat occupants and comaring notes if you have all just moved in. 

I agree, One possible outcome of this process is that instead of your band going down, everyone else's goes up. You have to be sure of your ground.

Older flats and council built flats tend to be in lowish bands, newer builds may have en suites or cloakrooms. £245K is very low price for Band E. Of course if it's a shared ownership, it may explain the low price.

It is in fact shared ownership but if that is the case that's unbelievable to charge more I just need to know where I stand. Thanks

As it is shared ownership, your purchase price is of little help as it is only for the share you purchased. What percentage of the flat have you actually bought? If, for example, it is 50%, then that would suggest the flat could be worth around £500K and Band E would not be so unreasonable.

The bank valued the property at 245k so that is the value because I have a 40% share which is 98k then minus the 10.5k for my deposit for the mortgage so really not sure why I am in band E. Thanks