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How much to live on

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  • Smudgeismydog
    Smudgeismydog Posts: 352 Ambassador
    100 Posts Second Anniversary Photogenic Mortgage-free Glee!
    Tomorrow is the 11th anniversary of my husbands death.  Always a bittersweet time for me.  Relieved that his suffering came to an end, but still miss him, more than words can say.  

    The thing about losing a life partner is not just losing someone who meant the world to you, it's that your whole world changes.  Your future is not the one you had envisaged and planned for.  That is especially true when it comes to retirement.  I'm just glad he got to tick so many of the items on his bucket list. 

    He had always wanted to go to China. One day I impulsively booked his dream trip without telling him. I just surprised him when he got home from work. His face was a picture.  That was 2002.  In 2005 he got sick.  If we had waited "just a few more years" he might never have made it. 

    The moral of the story.......don't put your lives on hold, waiting for "when" because "when" might never come.  
    I’m so sorry
    You are absolutely right in terms of not waiting for the right time, or saving things ‘for best’.

    Get out there and live!
    I am so glad to hear your booked that dream trip and had the opportunity to enjoy that together.
    I’m a Forum Ambassador and I support the Forum Team on the Pension, Debt Free Wanabee, and Over 50 Money Saving boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the Report button, or by e-mailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
  • helensbiggestfan
    helensbiggestfan Posts: 2,307 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 9 August at 2:43PM
    Tomorrow is the 11th anniversary of my husbands death.  Always a bittersweet time for me.  Relieved that his suffering came to an end, but still miss him, more than words can say.  

    The thing about losing a life partner is not just losing someone who meant the world to you, it's that your whole world changes.  Your future is not the one you had envisaged and planned for.  That is especially true when it comes to retirement.  I'm just glad he got to tick so many of the items on his bucket list. 

    He had always wanted to go to China. One day I impulsively booked his dream trip without telling him. I just surprised him when he got home from work. His face was a picture.  That was 2002.  In 2005 he got sick.  If we had waited "just a few more years" he might never have made it. 

    The moral of the story.......don't put your lives on hold, waiting for "when" because "when" might never come.  
    I’m so sorry
    You are absolutely right in terms of not waiting for the right time, or saving things ‘for best’.

    Get out there and live!
    I am so glad to hear your booked that dream trip and had the opportunity to enjoy that together.
    Thank you.  It gets easier with time.......

    One of my other mantras.......,

    " Buy the shoes, take the trip, eat the cake"........😂
  • carboot_karaoke
    carboot_karaoke Posts: 313 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    Tomorrow is the 11th anniversary of my husbands death.  Always a bittersweet time for me.  Relieved that his suffering came to an end, but still miss him, more than words can say.  

    The thing about losing a life partner is not just losing someone who meant the world to you, it's that your whole world changes.  Your future is not the one you had envisaged and planned for.  That is especially true when it comes to retirement.  I'm just glad he got to tick so many of the items on his bucket list. 

    He had always wanted to go to China. One day I impulsively booked his dream trip without telling him. I just surprised him when he got home from work. His face was a picture.  That was 2002.  In 2005 he got sick.  If we had waited "just a few more years" he might never have made it. 

    The moral of the story.......don't put your lives on hold, waiting for "when" because "when" might never come.  
    I’m so sorry
    You are absolutely right in terms of not waiting for the right time, or saving things ‘for best’.

    Get out there and live!
    I am so glad to hear your booked that dream trip and had the opportunity to enjoy that together..

    One of my other mantras.......,

    " Buy the shoes, take the trip, eat the cake"........😂
    I  love this 😂.  Might have to borrow it for my mse signature.  

    I'm so glad you booked the trip to China, memories are priceless.  

    I hope tomorrow isnt to painful for you x

    MFW
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    Current Balance £36,600

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    Grocery Challenge 
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    The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum


  • helensbiggestfan
    helensbiggestfan Posts: 2,307 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 9 August at 5:16PM
    Be my guest.  Borrow away.  

    Thanks. We'll be having a gathering of the clans tomorrow to celebrate his memory.  No doubt glasses will be raised in his honour. 🥂 my eldest son is cooking. 

    Tonight  I shall watch "Rush"  - the film about James Hunt and Nikki Laudas battle for the 1976 championship.  My husband was a huge formula 1 fan.  (I bought him the chance to drive an F1 car at Donnington Race Track for his 40th birthday). He loved it.  

     He greatly admired Nikki Lauda for his courage after the accident.   It's a great film.  I watch it every year as a tribute to my husband.  Chris Hemsworth is perfect as James Hunt. Easy on the eye too.  Lol 
  • sonny55
    sonny55 Posts: 116 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    I just want to send you 💚🌻
    your posts are so lovely and positive 
    I really enjoy them 
    you should take up writing as a sideline 
  • helensbiggestfan
    helensbiggestfan Posts: 2,307 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Thank you.  You're very kind.  

    I wanted to be a journalist, was even offered a traineeship on our local rag when I left school (my English teacher pulling strings lol). . However my dad wouldn't let me take it, because trainees didn't get paid much and I wouldn't be able to contribute to the family coffers.  

    I ended up working at British Rail for my first job.  A kind neighbour worked there and got me an interview.  Again nepotism working in my favour.  Deadly boring but they did pay for day release so I took full advantage and finally managed to get a few qualifications under my belt.  In those days BR paid 2/6d extra a week (£0.25) for every exam you passed.  Needless to say I sat and passed as many exams as I could.  Lol.  

    I am in the process of writing my memoirs......... whilst I can still remember it all.  
  • Albermarle
    Albermarle Posts: 28,083 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    QrizB said:
    not sure if Asda in the U.K. are still part of Walmart. I think it was a short lived experiment and they might have parted ways again.  Anyway if you search you tube for "People of Walmart" there are some very eye opening videos featuring Walmart Shoppers.  😉
    Walmart bought ASDA for £6.7bn in 1999, and sold it in 2021 for £6.8bn. Not a great return on investment there.
    The current owners are private equity orgs who financed the purchase through loans and asset stripping. ASDA is losing market share and it's not yet clear whether this gamble is going to pay off.
    Thanks for the Asda update.  I agree it does seem to be in a state of decline. 
    In recent months they have launched a price rollback campaign.
    I think they are now the cheapest for a large basket of goods, which are mainly household brand names ( as opposed to what you mainly get in Lidl/Aldi) .
    This will maybe stabilise their market share at least.
  • helensbiggestfan
    helensbiggestfan Posts: 2,307 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    That's interesting.  Might help.  

    Apart from having to share a shopping experience with people dressed in their nightwear which is bad enough, (yes I'm an outrageous snob, lol)  I also dislike the fact that our local ASDA  never has enough manned tills.  

    Call me old fashioned and bloody minded but I refuse to check out my own groceries.  Although to be fair both our local Lidl and Aldi have also introduced self service checkouts.  

    I know it's all about efficiency and cost cutting. I know I am swimming against the tide on this one but I do miss old fashioned service.  I am just an old dinosaur. 🦕
  • Organgrinder
    Organgrinder Posts: 793 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    QrizB said:
    not sure if Asda in the U.K. are still part of Walmart. I think it was a short lived experiment and they might have parted ways again.  Anyway if you search you tube for "People of Walmart" there are some very eye opening videos featuring Walmart Shoppers.  😉
    Walmart bought ASDA for £6.7bn in 1999, and sold it in 2021 for £6.8bn. Not a great return on investment there.
    The current owners are private equity orgs who financed the purchase through loans and asset stripping. ASDA is losing market share and it's not yet clear whether this gamble is going to pay off.
    Thanks for the Asda update.  I agree it does seem to be in a state of decline. 
    In recent months they have launched a price rollback campaign.
    I think they are now the cheapest for a large basket of goods, which are mainly household brand names ( as opposed to what you mainly get in Lidl/Aldi) .
    This will maybe stabilise their market share at least.
    According to "Which" yes they are.

    https://www.which.co.uk/reviews/supermarkets/article/supermarket-price-comparison-aPpYp9j1MFin

    Although the different rewards apps could change the ranking. Eg Tesco clubcard plus would reduce the cost of the large shop by 10% (provided you did 2 X £200 shops....max £40 less the £7.99 subscription).
  • sheilavw
    sheilavw Posts: 1,681 Forumite
    Part of the Furniture 1,000 Posts
    Thinking of you tomorrow Helen x
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