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How much to live on

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  • Phossy
    Phossy Posts: 181 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
  • Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    Personally I don't have a problem with people not working if they can support themselves without govt intervention. My issue is working age people who receive benefits when they could be actually working. 

    With respect to the state pension again I have no issue with that, if you have paid your ni contributions its only fair and correct you receive the state pension.


    It's just my opinion and not advice.
  • Nebulous2
    Nebulous2 Posts: 5,677 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    Life is changing, with opting in and out of retiring being common. 

    An elderly relative has 3 carers in their  70s. I doubt if any of them 'need'  to work. 

    Our paperboy and community champion is close to 80. 

    Japan has whole villages with no-one under 60......

     


  • i fell into the 1 more year trap
    58 now and retired 6 months ago from a job i had been doing since i was 16
    wish i could go back and talk to my 38 year old self and give myself some advice.


  • Albermarle
    Albermarle Posts: 28,119 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    In the latest announcements the emphasis seems to have switched to the large number of younger people who are not working or training.
  • noitsnotme
    noitsnotme Posts: 1,343 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    In the latest announcements the emphasis seems to have switched to the large number of younger people who are not working or training.
    They're all trying to become the next social media sensation, "influencers", or the more recent term "content creators"!
  • Bravepants
    Bravepants Posts: 1,644 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 2 December 2024 at 3:02PM
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    In the latest announcements the emphasis seems to have switched to the large number of younger people who are not working or training.
    They're all trying to become the next social media sensation, "influencers", or the more recent term "content creators"!

    Or the increased lack of discipline at home resulting in a generation of the entitled and unambitious. A generation that doesn't realise how hard and cold the world can be. Couple that with a general sense that working hard doesn't provide the rewards it used to. I mean what youngster these days could even dream of owning their own home?
    If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.
  • kempiejon
    kempiejon Posts: 862 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    In the latest announcements the emphasis seems to have switched to the large number of younger people who are not working or training.
    They're all trying to become the next social media sensation, "influencers", or the more recent term "content creators"!

    Or the increased lack of discipline at home resulting in a generation of the entitled and unambitious. A generation that doesn't realise how hard and cold the world can be. Couple that with a general sense that working hard doesn't provide the rewards it used to. I mean what youngster these days could even dream of owning their own home?
    Ah the old blame the grand parent hypothesis. One I have expounded on, trouble is grandies' ears are deaf.
  • Bravepants
    Bravepants Posts: 1,644 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kempiejon said:
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    In the latest announcements the emphasis seems to have switched to the large number of younger people who are not working or training.
    They're all trying to become the next social media sensation, "influencers", or the more recent term "content creators"!

    Or the increased lack of discipline at home resulting in a generation of the entitled and unambitious. A generation that doesn't realise how hard and cold the world can be. Couple that with a general sense that working hard doesn't provide the rewards it used to. I mean what youngster these days could even dream of owning their own home?
    Ah the old blame the grand parent hypothesis. One I have expounded on, trouble is grandies' ears are deaf.

    If you are suggesting I mean so called boomers, no that's not what I mean at all. I don't see how you could infer that from what I wrote!
    If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.
  • Albermarle
    Albermarle Posts: 28,119 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Phossy said:

    IMO, the biggest problem with the UK is the benefits bill for working age people, and too many people not working. 
    I note that one of the government's foci is to encourage more over 50's back to work and that Pensioners are the largest part of the welfare bill by some stretch. Quite the opposite focus to most on this forum!
    In the latest announcements the emphasis seems to have switched to the large number of younger people who are not working or training.
    They're all trying to become the next social media sensation, "influencers", or the more recent term "content creators"!
    Or 'content curators' maybe ?
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