Investment Returns 2020

itwasntme001

Up 20% exactly.  Very happy with this especially since its on a 7-figure portfolio.  It becomes more difficult to obtain market beating results as my portfolio has grown because I have had to diversify more and reduce risk (my portfolio contains WP funds as well as the "losers" VLS100 and Lindsell Train Global) in order to help me sleep better.

[Deleted User]

Secret2ndAccount said:

The Vanguard LifeStrategy range

I think I would be a bit disappointed if I was in their 100% equity product. It participated fully (as you would expect) in the crash in March, but at year end is no better than the lower risk versions, with only +8% on the year. Perhaps too much focus on UK equities.

Don’t think a year’s return is a good reason to be either pleased or disappointed. Its a bunch of indices minus cost and VLS is doing the job of tracking quite well. 

More meaningful is the maximum drawdown for 2020. Your plot is showing the effect of FI quite nicely. 

Alice_Holt

Total growth  10%  -    58 / 42 portfolio at the end of 2020. 
In 2019 12.8% growth;  in 2018 a negative return of 1.3%. 

My Sipp (funds only) shows an annual 17.4% increase according to Trustnet. 
Major contributor to that growth coming from Monks IT at 41.8%, which now represents 30% of my Sipp.  

BuildTheWall

Secret2ndAccount said:

The Vanguard LifeStrategy range

I think I would be a bit disappointed if I was in their 100% equity product. It participated fully (as you would expect) in the crash in March, but at year end is no better than the lower risk versions, with only +8% on the year. Perhaps too much focus on UK equities.

When you say UK equities, are they heavy on FTSE 100? 

Thrugelmir

Secret2ndAccount said:

Here is the performance of some popular indices for 2020

Those who bet on the stay-at-home stocks (Zoom, Peloton) did much better than those who stayed at home with the FTSE.

Those who were just into wild speculation, and put £1000 into Tesla and £1000 into Bitcoin returned 7522 + 3602 =  £11,124  or +556%

Do these figures include dividends reinvested? 

The Nikkei outperformed both the S&P 500 and MSCI World. 

Where to invest in 2021 that's the real question. No guarantees of positive returns. 

waveneygnome

Sipp up 40.5%
Thank you IFA.......you have earned your 0.7% this year.
Please can you lock in the growth, and repeat the trick in 2021?

Duggo

My isa is up 6%, not exactly brilliant compared to some of you.   I’ve been trying to decide whether to ditch my financial advisor and go it alone.   Does anyone know if you can invest with old mutual without going through an advisor?

[Deleted User]

Duggo said:

My isa is up 6%, not exactly brilliant compared to some of you.   I’ve been trying to decide whether to ditch my financial advisor and go it alone.   

I think you should ditch your FA but 1 years’ return on a portion of your assets when compared against misreported performances of completely different asset allocations isn’t a good reason for doing it. 

Blackbeard_of_Perranporth

Pensions have run at 9% this year, ISA at 4%. Building society has been emptied!

Secret2ndAccount

Thrugelmir said:

Do these figures include dividends reinvested?

These are indices. The indices adjust themselves to account for the value of dividends paid out. So, in effect, yes.