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NewDay Direct Debit plus Manual Payments
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 7,175 Forumite


in Credit cards
I've a NewDay Marbles card and I have a direct debit set up for the minimum payment to make sure it is at least paid each month.
Now when I login to make an extra manual payment, it says that the direct debit will be reduced by that amount if I make a payment now. So does that mean as the minimum payment was £22, and I make a manual payment of £50, they won't collect the direct debit as I paid more than the minimum payment? As that's not what I want to do, I want to pay £50 off on top of the £22 direct debit they will collect for minimum payment.
Now when I login to make an extra manual payment, it says that the direct debit will be reduced by that amount if I make a payment now. So does that mean as the minimum payment was £22, and I make a manual payment of £50, they won't collect the direct debit as I paid more than the minimum payment? As that's not what I want to do, I want to pay £50 off on top of the £22 direct debit they will collect for minimum payment.

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Comments
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If they reduce DDs by the amount of a manual payment and you want to pay £72 in total then just make a manual payment for £72?3
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If you are paying more than 3 days before the DD is due, then you need to pay £72. If it's less than 3 days £50 will do, as DD will still take £22 = £72 total payment.
So you just need to know the DD date.Life in the slow lane3 -
Ah I see, that's all I needed to know. Thanks.0
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