We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Beating Lifestyle Inflation and Staying Mortgage Free!

1181921232452

Comments

  • beanielou
    beanielou Posts: 96,236 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the lodger.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • themadvix
    themadvix Posts: 8,961 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
     Some excellent bargains there! I’ve never used Gumtree - never really think to look there. Definitely worth remembering by the sound of it.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • earthgirl2
    earthgirl2 Posts: 528 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 21 February 2022 at 12:19PM
    @edinburgher I've found airtime rewards app to be excellent for rewards and you don't have to do anything other than upload your card details - it tracks automatically. I was hesitant to join because my (giffg.) provider wasn't listed, but actually you can just request the money when it gets to £20.
    My code is GPQJQQC6 and I think we get 50p each for nothing, and they you get £1 when you use a card in the retailers, then actual cash back as well, for doing absolutely nothing ongoing.

    Anyone else have any good easy money making apps they would recommend?

    @themadvix I just keep a running list of things I am going to need in the future, and set up a saved search on gumtree, check oxfam online, charity shops, ebay and hotukdeals once a week for the items. By far gumtree seems to be better quality stuff and less hassle!
    Save £20,000 in 2025. April 2k, May 3.5k
  • savingholmes
    savingholmes Posts: 29,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news on the lodger
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
  • themadvix
    themadvix Posts: 8,961 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks for the Gumtree reminder - I bought something on there (or FIL did, but I did all of it!) this week!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Cheery_Daff
    Cheery_Daff Posts: 17,420 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like some potentially interesting opportunities for you. Good plan to sort out DS's handwriting if you can. And yes, how awful for that family, and all the others in the same position. How quickly life can turn round.
  • badmemory
    badmemory Posts: 9,907 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Maybe they were hoping to get him out of the country before the proverbial hit the fan.  Cannot blame them one moment for that, I'd have tried it myself too.  No-one seems to be doing much to help though.  I guess we will just have to wait until they walk into east Germany.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.