Eversure insure by car MUCH cheaper - what's the catch?

davemere

Hi all, I just got a quote from Eversure for £27.66 to insure my vehicle rather than myself. I don't drive any other vehicles, so this seems like a superb deal. However Martin doesn't mention it in the article, which makes me nervous. He just talks about insurance policies  person.

So I presume I'm missing something here. Can anyone tell me why I shouldn't go for this?

Manxman_in_exile

£15,000 per claim max????

davemere

Manxman_in_exile said:

£15,000 per claim max????

At the risk of sounding dumb....so what?

MH1927

Breakdown cover rather than insurance?

davemere

MH1927 said:

Breakdown cover rather than insurance?

Yes breakdown cover, sorry I said insure. It's for breakdown cover for a year.

Grumpy_chap

Breakdown cover for a specific vehicle is often much cheaper than personal cover.

davemere

Grumpy_chap said:

Breakdown cover for a specific vehicle is often much cheaper than personal cover.

That does appear to be so. This is all I need. I think it's a pretty good deal for my circumstances, just surprised that Martin didn't mention it so I'm cautious...

Hasbeen

Have a look at the link in your duplicate post?

davemere

Hasbeen said:

Have a look at the link in your duplicate post?

This one on AutoAid?
https://secure.autoaidbreakdown.co.uk/mse/msecashbackoffer.aspx
What should I be looking for? Any chance you could just point out directly if there's something I'm missing?

Hasbeen

LOL:  In YOUR duplicate post where this is posted.  Cheap Breakdown Cover: Roadside assistance from £24/year (moneysavingexpert.com)

Compare Breakdown Cover Car Breakdown Discussion - Page 8 — MoneySavingExpert Forum

Derek888

EverSure nightmare.

Buyer beware!
In their policy wording, it clearly states they cover the breakdown of vans but just to make sure I emailed them to make sure. Now things get a little confusing and they say no we do not cover vans and send some screens on a different part of their website.

Then when I say ok not any good for me and policy is just about to start they say ok we will refund but charge you an amendment fee 0f £8.50. Rased a complaint about this. If you are thinking of buying with them and they are like this to start I dread to imagine what they are like in a claim position. Update the cancel fee information they did not inform about until already bought the policy in an email. I don't believe this is even legal.
One word comes to mind AVOID!