How difficult is it to pull out before exchange of contracts?

hopeitwill

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

MFWannabe

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

That’s good to hear ref OH 
I’d be looking at some detached properties to view, see what you can get with your budget. That should help sway them 👍

hopeitwill

MFWannabe said:

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

That’s good to hear ref OH 
I’d be looking at some detached properties to view, see what you can get with your budget. That should help sway them 👍

Thank you all, you and this forum has really been a godsend. OH finally realises that the fear of disappointing our vendor (and LL in this case) is not worth when we are investing this much money.

UnderOffer

Thank you all, you and this forum has really been a godsend. OH finally realises that the fear of disappointing our vendor (and LL in this case) is not worth when we are investing this much money.

That is good news that your OH has realised this, please don’t continue with this purchase, it’s not right for you both. Onwards and upwards as they say. 

MFWannabe

hopeitwill said:

MFWannabe said:

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

That’s good to hear ref OH 
I’d be looking at some detached properties to view, see what you can get with your budget. That should help sway them 👍

Thank you all, you and this forum has really been a godsend. OH finally realises that the fear of disappointing our vendor (and LL in this case) is not worth when we are investing this much money.

That’s good to hear 👍
Buying a house especially your first one should be exciting and something to look forward to x 
Sounded like you were dreading it 😔

hopeitwill

MFWannabe said:

hopeitwill said:

MFWannabe said:

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

hopeitwill said:

General_Grant said:

If you haven't completed (let alone exchanged) then you haven't bought.

Value of house is probably lower given what you consider anti-social behaviour.

There was a question earlier along the lines of "do they know how you feel?" and you said they did.  I assume that was that your OH knows how you feel but what about the neighbours?  Do they know about the noise?  When first married we lived in a semi and didn't hear the neighbours.  A few months after we moved in, their son came home for a weekend and we could hear their conversations - they just didn't have a happy marriage and never spoke and weren't watching TV.  So we had thought we couldn't be heard because we couldn't hear them.  Your neighbours may think they aren't being heard because you are quiet and they don't hear you.

Thanks General_Grant, I thought so.

The neighbours also know, and honestly it's not that they're being purposefully loud, it's their lifestyle that does not match to ours. Friends visiting every week and loud as they are (incl. during lockdown), children up until late hours during school nights, even later on holidays (6-7 year old kids), parents talking over the speakerphone late at night (don't know why they have to scream at the phone). I am aware that I have a low tolerance towards noise. I use my headphones after 9 pm in the bedroom so I am not inconveniencing anybody, but they're just not like that. I think a family just like them would be fine with it all.

OH is slowly coming around, especially because the house is overpriced, finally realising the landlord had been a good salesman during the whole negotiation phase.

That’s good to hear ref OH 
I’d be looking at some detached properties to view, see what you can get with your budget. That should help sway them 👍

Thank you all, you and this forum has really been a godsend. OH finally realises that the fear of disappointing our vendor (and LL in this case) is not worth when we are investing this much money.

That’s good to hear 👍
Buying a house especially your first one should be exciting and something to look forward to x 
Sounded like you were dreading it 😔

I started realising we're just a different type of people as opposed to the neighbours. And hey, they had guests visiting again an hour ago, a whole family. Unbearable noise makers. We're still in Tier 4. I guess some think rules don't apply to them.

tink_1983

UnderOffer said:

Thank you all, you and this forum has really been a godsend. OH finally realises that the fear of disappointing our vendor (and LL in this case) is not worth when we are investing this much money.

That is good news that your OH has realised this, please don’t continue with this purchase, it’s not right for you both. Onwards and upwards as they say. 

Really glad to read this. Mental health really is so important. Good luck to you 

hopeitwill

Thank you all, and good luck to everyone who are on their journey to become home owners. Never forget to ask about the neighbours and the reasons why people are selling their houses!

hopeitwill

Just as an update, we have officially withdrawn from the sale. Conversations were not easy but it feels like a big weight lifted.

I have an additional question and I always do under my posts, but, when we intended buy the first house, the zoopla estimation was almost exactly the same as the Level 1 valuation but vendor wanted 30k over it, and we accepted (silly, I know). We are now looking at other properties and their zoopla estimations are close to their sale prices.

Is there value in having a Level 2 valuation other than having an idea of the repairs needed so that the property is really valued after having been visited by the surveyor?

robatwork

Just bear in mind that every semi or terraced house in the country is something of a lottery. And quiet neighbours today doesn't mean quiet neighbours tomorrow. Your mental health may be served by a detached house in a not-so-good area.