We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
First time buyer - time and other questions!
Comments
-
If you're on 4 weeks notice on your current place, exchange contracts on your new with two weeks to completion then hand in notice on existing place so you have a two week overlap. Makes moving a very stress free time when you can come and go at your leisure for a fortnight.
Signature on holiday for two weeks0 -
Congratulations ref getting mortgage offer 👍wolfbane9 said:Oh my goodness, I've just had my mortgage offer!! I'm guessing now it's just up to solicitors and for survey to be done?? How does this fit time wise?
Your survey is due to be done 11th jan and normally results from that are approx 2 weeks after. Searches etc need to be to be done so I would say 🤞March should be doable but it depends how far along solicitors, searches etc are
MFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000 -
I know our local authority has an aproximatley 6 week backlog for LA searches - thats 6 weeks to get to the front of the queue. It might be worth an enquirey to them sooner rather than later too. March could still be doable if your LA are better than ours. Fingers crossed!
0 -
wolfbane9 said:Oh my goodness, I've just had my mortgage offer!! I'm guessing now it's just up to solicitors and for survey to be done?? How does this fit time wise?Paddy7342 said:I don't understand why you can't understand that forums in this day and age can be part of the research process!
There's as much to learn on here from asking real people as anywhere else!Yet another 'how long is this piece of string that I'm holding question'. What you are thinking of as 'just up to the solicitors' is a huge web of transactions involving several different private companies and government agencies that could still take years to resolve depending on its complexity.That's exactly why @greatcreasted advises posters to fully investigate what the process entails before deciding to even look at properties. Listening to random people on the tinterweb isn't valid research.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.7K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards