10% MOP 2021: £1098.57/£8599.50
1% MF Challenge 2021: £65.01/£849.50
My MFW thread: https://forums.moneysavingexpert.com/discussion/6167354/financial-freedom-through-mortgage-freedom#latest
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1% MF challenge
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£210.66/£1,0.67.50 - an OP of £114.12 today and a further cheeky OP of £7.09. Made up of initially rounding to make the mortgage figure end 00.00, then OP's from a Prolific, topcashback and quico payout.
Put's me at 19.7% towards my target...which means I'm on target to reach my 0.5% goal!
Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
282.55/2033 - op of 190.97 this month to end the mortgage 00.00. Able to pay extra as had the Jan solar panel payment come through.
Hoping sunny weather will help later in the year too
Mortgage @ 2018 £225000
Mortgage @ 1 Jan 24 £142600
Current Mortgage £114520
1% challenge 2025: 8779/2300 (completed)
1% challenge 2024: 3158.76/1426 (completed)
1% challenge 2023: 1914.96/1866 (completed)
1% challenge 2022: 1962.27/1949 (completed)
1% challenge 2021: 2377.36/2033 (completed)1 -
paid today: £35
paid (cumulative): £90/530(17%)
remaining: £440
know thyselfNid wy'n gofyn bywyd moethus...0 -
Paid £1000 today. total 2021 = £3105New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0001 -
I'd like to join for 2021 please, my 1% is £1625.
I've had to give up work due to ill health so we're living on my lovely OH's salary and will need to stretch every penny to manage the 1%, but I do love a good challenge!
In my dreams we will get to 1% then aim for 2% and even 3, this year. Who ever said that the impossible is really impossible!2022. 2% MF challenge. £730/30001 -
I'd like to join for 2021. My 1% is £665.00.
I haven't even got the keys for my place yet but I defo want to start making small OP's when I can and feel like this is a great way to do it.2 -
welcome to all the new challengers, it's great to have you joining in
just a little one from me today
paid today: £10
paid (cumulative): £100/530(19%)
remaining: £430
know thyselfNid wy'n gofyn bywyd moethus...0 -
Made my March payment of 90.60 today which makes it 373.15/2033. Tax rebate has arrived so may see if I can make another payment before next pay dayMortgage @ 2018 £225000
Mortgage @ 1 Jan 24 £142600
Current Mortgage £114520
1% challenge 2025: 8779/2300 (completed)
1% challenge 2024: 3158.76/1426 (completed)
1% challenge 2023: 1914.96/1866 (completed)
1% challenge 2022: 1962.27/1949 (completed)
1% challenge 2021: 2377.36/2033 (completed)2 -
Hi, just joining the challenge because I just moved to my new house. My 1% is £849.50.
I have made my first payment towards my 1% today and it is £33.57Mortgage Repayment Tracker: 21/03/2021: £85,995.002 -
£1000 paid today, so that,s £4105 in total.New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0001
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