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1% MF challenge
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Made my first op of 2021 this morning so that's 91.58/2033 😊Mortgage @ 2018 £225000
Mortgage @ 1 Jan 24 £142600
Current Mortgage £114520
1% challenge 2025: 8779/2300 (completed)
1% challenge 2024: 3158.76/1426 (completed)
1% challenge 2023: 1914.96/1866 (completed)
1% challenge 2022: 1962.27/1949 (completed)
1% challenge 2021: 2377.36/2033 (completed)3 -
No council tax going out for February so that’s £321 going to the mortgagemortgage balance 1/1/2021 £334000 end date June 2036
2021 MFW 0.5% £408.31/£16702 -
£1.17 received from Quidco paid off, £12.42 in total for 20212
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£41.65 made for January in my challenge to find 1% from tilly tidies, payment round ups and any other good fortune!MFW: Was: £136,000.......Now: £47,736.58......2
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I've managed £89.45/£1,0.67.50 for January. Which is 8% of my target achieved. Fingers crossed it's a good start. If I can hit that every month I wouldn't be far short of my 0.5% target, less than £50. I'm sure I could find that somewhere.
Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
Hi I’ve paid £1050 today so I’ve passed my 1% challenge. Will keep going and see what % I manage for the end of the year.
current total is £ 2105 which is about 1.1% 😂New to all this!Mortgage balance 01/01/21 £181,400. Scheduled repayment date Aug 2036.
Target savings to overpay in 2021 £12,000
Progress to date £7105/£12,0003 -
finally getting out of the starting blocks here with Amex cashback and some survey money
paid today: £55
paid (cumulative): £55/530(10%)
remaining: £475
know thyselfNid wy'n gofyn bywyd moethus...1 -
£209 off my £879.62 target courtesy of the Council Tax free months.May 2020
Mortgage £89,557.40
Loan £3,203.51
Car £6,340.54
May 2021
Mortgage £86,568.76
Loan £2,133.87
Car £4,970
2021 Mortgage 1% Challenge: £85/£879.62, 9.66% as of 15th May.2 -
Only paid £20 off of my £348 so far but I just renewed my mortgage for another five year term at almost 1% less, I also reduced my overall term. So will be paying approx £22 less a month overall but will ramp up overpayments.£56/2792
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£316/£1070 here - nicely bumped up this month by £125 cashback for switching a bank account, plus little bits of surplus added up from various monthly budgets and siphoned off when there's anything left at the end of the month. I was going to put my £co cashback in but at the last minute my resolve failed and I swapped it for ub3r eats credit instead2
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