We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Housing benefit/universal credit before moving house?
mmm111
Posts: 2 Newbie
Hi, I have a question on behalf of a friend.
Her and her husband have separated but are still living together in a private rented flat. She wants to move out to be closer to family. They have one child who will move with her.
She's on a low income and from putting her details into an online benefits calculator would certainly be entitled to universal credit (in fact I think they are entitled as a couple at the moment but have never claimed any benefits apart from child benefit). The question is, can she apply to the council as a single applicant so that she can show prospective landlords proof of entitlement? Or does she have to move in somewhere first and then apply? Since landlords and estate agents require proof of enough income to afford the rent, this seems like a bit of an impossible situation.
She also wants to move into a different council area to the one she's currently in - will that make any difference?
Thanks in advance
Her and her husband have separated but are still living together in a private rented flat. She wants to move out to be closer to family. They have one child who will move with her.
She's on a low income and from putting her details into an online benefits calculator would certainly be entitled to universal credit (in fact I think they are entitled as a couple at the moment but have never claimed any benefits apart from child benefit). The question is, can she apply to the council as a single applicant so that she can show prospective landlords proof of entitlement? Or does she have to move in somewhere first and then apply? Since landlords and estate agents require proof of enough income to afford the rent, this seems like a bit of an impossible situation.
She also wants to move into a different council area to the one she's currently in - will that make any difference?
Thanks in advance
0
Comments
-
She can claim UC now and can claim as a single person if she is separated. Will need to post note on UC journal explaining circumstances and is likely to be asked question s to establish whether the separation is genuine. Do her and her ex have separate rooms?mmm111 said: Her and her husband have separated but are still living together in a private rented flat. She wants to move out to be closer to family. They have one child who will move with her.
She's on a low income and from putting her details into an online benefits calculator would certainly be entitled to universal credit (in fact I think they are entitled as a couple at the moment but have never claimed any benefits apart from child benefit).mmm111 said:.. can she apply to the council as a single applicant so that she can show prospective landlords proof of entitlement? Or does she have to move in somewhere first and then apply? Since landlords and estate agents require proof of enough income to afford the rent, this seems like a bit of an impossible situation.
Universal Credit is claimed from the government not the council.
The amount of UC payable will depend on the rent liability.
No.mmm111 said: She also wants to move into a different council area to the one she's currently in - will that make any difference?Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0 -
That's helpful thanks, so it seems like the best way would be to apply now and then move after it's all been sorted out? They don't have separate rooms as they only have a two bed flat and a child.calcotti said:
She can claim UC now and can claim as a single person if she is separated. Will need to post note on UC journal explaining circumstances and is likely to be asked question s to establish whether the separation is genuine. Do her and her ex have separate rooms?mmm111 said: Her and her husband have separated but are still living together in a private rented flat. She wants to move out to be closer to family. They have one child who will move with her.
She's on a low income and from putting her details into an online benefits calculator would certainly be entitled to universal credit (in fact I think they are entitled as a couple at the moment but have never claimed any benefits apart from child benefit).mmm111 said:.. can she apply to the council as a single applicant so that she can show prospective landlords proof of entitlement? Or does she have to move in somewhere first and then apply? Since landlords and estate agents require proof of enough income to afford the rent, this seems like a bit of an impossible situation.
Universal Credit is claimed from the government not the council.
The amount of UC payable will depend on the rent liability.
No.mmm111 said: She also wants to move into a different council area to the one she's currently in - will that make any difference?0 -
As they don't have separate rooms be prepared for questions to be asked regarding their relationship.
0 -
Will be very difficult to convince DWP that they are separated if they still sleep together. They would also need to separate their financial affairs.mmm111 said: They don't have separate rooms as they only have a two bed flat and a child.Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards