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Pay ALL your debt off by Xmas 2021
Comments
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Good morning everyone! Please put me down for £5 to the usual CC which now makes it £268.50/£423.85 paid.
Will see how much money I have left at the end of the month and will look to pay the remainder off!Number 17-Pay off all your debt by Xmas 2024 Tesco CC £50/£127.95 Debt=39% paid.0 -
NUMBER 17 Checking in. Today I have paid off what was left of my debts I am DEBT FREE. It was a combination of just bit by bit and moving to zero percent and getting a job. Thank you muppets and everyone on here I may not have posted but I checked in every day. I want to now build up a savings fund so I don't get into debt again. I am feeling sort of excited and sort of terrified it seems such a big responsibility not to go there again. I have been in debt and had cards and loans for nearly 30 years. I paid them all off in 2017 and I was determined not to get in debt again but then it made sense to transfer the last bit of my mortgage to a loan as it was cheaper, the loan company offered me a card and within 4 years I was 5k in debt again. So a big thank you but yes scared. Muppets I will send you a target for my emergency fund please if I can keep the same number.Total debt £18,000 at the start of DFW Journey. 2018 14TH JULY 2021 DEBT FREE / 2026 struggling
NUMBER 14 1p a day challenge 2026 £3.95 / £667.95 NUMBER 15 Pay my debts in 2026 £273/£10,0005 -
🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid1 -
£88.58 paid off in the last week.
#3 £2211.94 / £11320 19.54%
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)1 -
Saved some money with insurance renewals so I managed to pay another £200 off.
#48 £11,700.18/£12,529.75
92% of the way there
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Another post pay day check in….
£3293 of £7950 paid…. £4657 to go£12k paid of in 2.5 years!Debt free by June 20220 -
Keeping the momentum up, determined to clear last C/C as quickly as possible so made a couple more overpayments
#120 - £8991.09 / £11000 - 81.74%
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@Blackberrycurved - well done on becoming debt free, that’s wonderful news🙂.
£95 paid off debts in the last 2 weeks making a new total of :
# 93 £2274/£7,250paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
I had some good fortune and I've been able to make my final payment.
#48 £12529.75/£12529.75
I'll be back next year though for part deux.....1 -
Well done to everyone who has reached their target and to everyone else who is making progress in their own way.
A small payment for me. #27 £3508.93/£7346.53PAYDBC24 #8 ~ £10188.212
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