We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pay ALL your debt off by Xmas 2021
Comments
-
Hello!
Hot off the heels of the 1p challenge for this year, please can you sign me up to this debt cleardown. My target is £6,500.Natwest OD - Start: £1,500 Current: £1,500 | Creation Loan - Start: £2,152.33 Current: £2,082.90 | Barclaycard CC - Start: £5,242.42 Current: £5,416.45 | Novuna Loan - Start: £8,598.43 Current: £8,366.04 | Tesco CC - Start: £9,420.22 Current: £9,885 | Northridge Car - Start: £15,584 Current: £15,017
Starting total on 02.07.2024 is: £42,497.40 | Current total: £42,267.39 (0.5% paid off)1 -
Can I have the same number as last time #150 and my target this year is 20kLBM Debt Total : £48,326.50
Pay All Your Debt Off By Xmas 2023 - #50 £1,495.29 / £12,000.00
Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.001 -
Hi there. I'd like to keep my number from 2020. #57
Unfortunately thanks to covid I was unable to clear my debt. I'm happy that was able to pay off half of my debt thoughSO this year I want to clear the other half. So in total I need to pay £2,000.
So my starting post on here will be
#57 - £0.00/£2,000
P.S can anyone tell me how I get my writing bigger?? I'm still getting used to this new layoutPay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%1 -
Hi,
Can I please join I'm aiming to clear approx £6500 xPennies starts again...........2022 - £13,579.221 -
Hi! #4 from last year’s thread! Please could I make my target for this year £7000. No doubt it will change as it did last year but it should be the end of it very soon! Thanks again muppets.2
-
Hi Muppets,
#93 checking in. I didn’t manage to pay off all my debt last year but was pleased that I was able to pay off more than the previous year, despite hefty vet bills and car repair bills. My new target for 2021 is £7, 250.
Thank you for running this challenge, it is so motivating to see everyone chipping away at their debts and people becoming debt free.paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Hi,
Can you sign me up for 2021 please. I will add up all my debt and update later.
Thank you🎄PAYDBXMAS21 #11 £11,300/£11300
Target met.
💥PAYDBXMAS22 #11 £5000/£5000 target met.
PAYDBXMAS23 #26 £5000/£5000 paid1 -
I'd like to have a go at this if you donh't mind? hoping it will keep me motivated and accountable. Target for the year is £10,000, thank you*Stop giving up what you really want for what you want now*
*Face your fear, don't do what's easy, do what is right, fight for it because it will be worth it*
January grocery budget £215.07/£250
#18 The 365 day 1p challenge 2023 £108.50/£667.95
#48 Saving £1 a day for Christmas 2023 challenge £31/£365
Emergency fund £83.98/£10001 -
Paid off the small balance on one card where the 0% rate was ending next week (one balance down, seven to go). Also paid a tenner off the next priority balance just to bring total cc debt below 11k.
Total paid now #TBC 321.50 / 11320.00 2.8%
Tesco 4163.90 (-86.00 since 01/01/23)First Direct 2437.49 (-153.09 since 01/01/23)Halifax 2391.37 (-55.70 since 01/01/23)MBNA 1577.00 (-78.00 since 01/01/23)Virgin 786.66 (-25.00 since 01/01/23)Overdraft 500.00 (-0 since 01/01/23)Spending CC 4538.34 (+521.24 since 10/01/23)1 -
Good morning
Please can I join? I was a member of his challenge many years ago.
I plan to retire in October 2025, so want to chip away at my debt as I plan for that. Starting total is £10,000.
32b3
SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.631
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.4K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.4K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.1K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards