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Pay ALL your debt off by Xmas 2021

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  • Hello!
    Hot off the heels of the 1p challenge for this year, please can you sign me up to this debt cleardown.  My target is £6,500.
    Natwest OD - Start: £1,500 Current: £1,500 |  Creation Loan - Start: £2,152.33 Current: £2,082.90  |  Barclaycard CC - Start: £5,242.42 Current: £5,416.45  |  Novuna Loan - Start: £8,598.43 Current: £8,366.04  |  Tesco CC - Start: £9,420.22 Current: £9,885  |  Northridge Car - Start: £15,584 Current: £15,017

    Starting total on 02.07.2024 is: £42,497.40  |  Current total: £42,267.39 (0.5% paid off)
  • ZaSa1418
    ZaSa1418 Posts: 651 Forumite
    500 Posts Third Anniversary Name Dropper
    Can I have the same number as last time #150 and my target this year is 20k 
    LBM Debt Total : £48,326.50

    Pay All Your Debt Off By Xmas 2023 - #50  £1,495.29 / £12,000.00
    Saving For Christmas 2023 - £1 a day challenge - #6 £100/£1095.00
  • IrishRose12
    IrishRose12 Posts: 1,788 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 23 December 2020 at 10:26PM
    Hi there.  I'd like to keep my number from 2020.  #57

    Unfortunately thanks to covid I was unable to clear my debt.  I'm happy that was able to pay off half of my debt though :) SO this year I want to clear the other half.  So in total I need to pay £2,000.

    So my starting post on here will be

    #57 - £0.00/£2,000

    P.S  can anyone tell me how I get my writing bigger??  I'm still getting used to this new layout
    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • Lookafterthepennies2020
    Lookafterthepennies2020 Posts: 473 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    edited 23 December 2020 at 10:56PM
    Hi, 
    Can I please join I'm aiming to clear approx £6500 x
    Pennies starts again...........2022 - £13,579.22  



  • Hi! #4 from last year’s thread! Please could I make my target for this year £7000. No doubt it will change as it did last year but it should be the end of it very soon! Thanks again muppets.
  • Hi Muppets,
    #93 checking in. I didn’t manage to pay off all my debt last year but was pleased that I was able to pay off more than the previous year, despite hefty vet bills and car repair bills. My new target for 2021 is £7, 250.
    Thank you for running this challenge, it is so motivating to see everyone chipping away at their debts and people becoming debt free.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi,
    Can you sign me up for 2021 please. I will add up all my debt and update later.
    Thank you 
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

  • Its_time
    Its_time Posts: 409 Forumite
    100 Posts Second Anniversary Name Dropper
    I'd like to have a go at this if you donh't mind? hoping it will keep me motivated and accountable.   Target for the year is £10,000, thank you
    *Stop giving up what you really want for what you want now*
    *Face your fear, don't do what's easy, do what is right, fight for it because it will be worth it*
    January grocery budget £215.07/£250
    #18 The 365 day 1p challenge 2023 £108.50/£667.95
    #48 Saving £1 a day for Christmas 2023 challenge £31/£365 
    Emergency fund £83.98/£1000



  • dg1019
    dg1019 Posts: 967 Forumite
    Fifth Anniversary 500 Posts Name Dropper Photogenic
    Paid off the small balance on one card where the 0% rate was ending next week (one balance down, seven to go). Also paid a tenner off the next priority balance just to bring total cc debt below 11k.

    Total paid now #TBC 321.50 / 11320.00  2.8%
    Tesco 4163.90 (-86.00 since 01/01/23)
    First Direct 2437.49 (-153.09 since 01/01/23)
    Halifax 2391.37 (-55.70 since 01/01/23)
    MBNA 1577.00 (-78.00 since 01/01/23)
    Virgin 786.66 (-25.00 since 01/01/23)
    Overdraft 500.00 (-0 since 01/01/23)
    Spending CC 4538.34 (+521.24 since 10/01/23)
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good morning
    Please can I join?  I was a member of his challenge many years ago.
    I plan to retire in October 2025,  so want to chip away at my debt as I plan for that.  Starting total is £10,000.
    32b3

    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
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