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The "Save 12k in 2021" Thread!
Comments
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£500 saved for April
Westie983I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%5 -
Form submitted for May. I got an unexpected pay rise in April, which is very appreciated. It was due in November, so that's about an extra £800 or so over the next few months.
I accidentally bought a new armchair this month. It was planned but not yet. I expected it to mess with my savings, but in a new and exciting experience YNAB has made it all OK. I just moved some savings from other categories and it was suddenly not a problem. I am sure this is something that loads of people are used to, but it was a big deal to me that I could accommodate £450 of chair in my budget and still hit my savings goal for the month. Now I just need to put money back in those savings categories over the next couple of months.Save £12k in 2025 #33 £2531.77/£5000 (If this carries on I might have to up my target!)
April take lunch to work goal - 3 of 126 -
Hello, #70 here with an early payment of £5,814 for May into pension, S&S ISA and cash savings. This is more than usual thanks to a pay rise mid last month. Hope everyone has a good bank holiday weekend. Thanks,
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#38 checking in with £1,686 for May. Payday yesterday and always pay myself first!
Breakdown is as follows:
DD JISA - £50
DS JISA - £50
Sharesave Scheme - £156
Sharematch Scheme - £30
S&S ISA - £1,400
May total - £1,686
2021 total - £8,054.72/£12k
Easy update form updated
Save £12k in 2023 #51 - £20,411.96 / £15k (136.08%)
Save £12k in 2024 #24 - £19,331.23 / £20k (96.66%)
Save £12k in 2025 #53 - £27,209.40 / £20k (136.05%)
I built a new salary tool to help explain deductions and visualise tax brackets. Try it here: salarytools.co.uk5 -
#40 reporting in for April:
- ISA: £1000
- SIPP: £250 tax relief and £50 payment = £300
- Regular saver: £250
- Savethechange: £1.37
Form updated
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Spreadsheet updated
Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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#100 Xenon
April £1447
Mortgage Deposit/Costs £144,2182 -
#21 reporting £1,246.68 for April.Had to withdraw again for more car repairs which dropped my savings rate 🙄 annoyingly the error light came back on AGAIN so I’m just going to ignore it now.3
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#22 reporting £1,058.98 for April. This is the highest sum I have so far saved in a month, ever, due to finally paying off my 0% interest card in March. Hopefully I will be able to continue saving similar large sums in the coming months.10
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Congratulations on losing the debt!Karen's_girl said:#22 reporting £1,058.98 for April. This is the highest sum I have so far saved in a month, ever, due to finally paying off my 0% interest card in March. Hopefully I will be able to continue saving similar large sums in the coming months.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +13
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