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Making changes 2021
in Debt Free Diaries
10 replies 775 views
It's an early payday today. As it's technically the money for next month, I feel as if today is the start of the new year, so I'm starting a new diary I know 2021 will bring some changes to my life, and I'm hoping they're for the best. In the meantime, I need to be saving as much as possible. I'm finding it a bit difficult to motivate myself without a proper target; when I was paying off debt there was a set amount I needed to pay back, but for saving I just don't know how much is enough. For now, I'm going to take it month at a time, so I've worked out my budget, given myself an amount to spend and moved the rest into my savings account. So here starts (a bit early) 2021