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@DiggerUK, what posts prompted this? I've just re-read the thread to see if I had missed something. I can only assume the posts your are referring to have been deleted?
My thoughts, too. In fact, when I read the OP, I thought, "Here we go ..." But most of the replies have been very patient and instructive.
At least two replies have suggested reading Jack Bogle's Little Book of Investing, and I would concur that this is possibly the best book for novice investors to read first. I'm no expert, but have been reading personal finance and investing books since about 1996, when I first had a job with a "defined contribution" retirement programme. I wish I had read The Little Book of Investing in 1996, rather than in 2020. That one book contains just about every important lesson I have learned since 1996, with lots of very clear illustrations of "Why".
To the OP: Although there are many very knowledgeable people on this forum, before making any important decisions about large amounts of money, read a decent book on investing. The problem with the Internet is that people expect to ask a "simple" question (which is in fact very complex), and receive the "right" answer within 24 hours, after which they take action. Where lots of hard-earned money is involved, you can't take the risk of doing what some anonymous person on the Internet tells you. The Little Book of Common Sense Investing is possibly the best investment of £12 you will ever make.
