What kind of insurance should I be getting at 20yrs old?

Sandtree

Deleted_User said:

TPFT is only worth it if you drive a £300 scrapper but even then the difference in premiums between TPFT and FC is pennies in my experience so much better going FC every time.

These days its often cheaper to Comp than TPFT 

daivid said:

Lists are available online e.g. https://www.admiral.com/magazine/guides/car-insurance/the-10-cheapest-cars-for-young-drivers-to-insure

That list seems to suggest mostly small cars with small engines.

I suspect they are trying to add some realism of what young drivers will want and can afford to buy... some big large engine cars can be cheap for them to insure but dont see many teenagers affording them