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Will a bank accept a cheque that doesn't contain full name?
Robbie64
Posts: 2,310 Forumite
I've just received a cheque from HMRC which doesn't contain my full name. It's made out to Mr [initial] [surname]. It's years since I've had a cheque so don't know if the bank (Nationwide so still a Building Society) will accept it. Unfortunately they aren't open today so I'll have to wait until Monday to pay it in. Does anyone know if there may be a problem? Thanks.
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Comments
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Of course they will.Tall, dark & handsome. Well two out of three ain't bad.2
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it all depends if your full name is indeed "Mr Initial Surname".
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If it's for less than £1,000 you can pay it in via the ATM outside. No need to wait until Monday, in fact they would probably prefer you NOT to go into the branch.#2 Saving for Christmas 2024 - £1 a day challenge. £325 of £3662
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One of my two accounts only have Mr Initial Surname. The other is just Surname Initial (unisex!). I have paid in cheques with Mr Christian name and Surname. Don't see why it shouldn't work with alternative formats.
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Zero problem. You can send Nationwide cheques as I don't think their app allows cheque payment like may others do.
Nationwide | Paying in cheques form (nationet.com)
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Given that some people's full names contain a football squad, of course a bank will accept a cheque that doesn't contain full name. There could be a problem if it doesn't contain any indication of your first name, just a later forename, eg. J. Arthur Rank getting a cheque payable to Arthur Rank.
Eco Miser
Saving money for well over half a century1 -
This is a problem I've come across this month. Someone wanted a refund by cheque (reason why she refused payment direct to her bank account is not know especially as she knew it would take longer for her to receive payment because of 2 signatures being required and Covid increases delay) but bank rejected it because we used the first name she uses when dealing with us but that is not her first given name.Eco_Miser said:Given that some people's full names contain a football squad, of course a bank will accept a cheque that doesn't contain full name. There could be a problem if it doesn't contain any indication of your first name, just a later forename, eg. J. Arthur Rank getting a cheque payable to Arthur Rank.1 -
Thanks all. I wasn't sure if the cheque would be accepted.
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Apologies I'm a bit late to this thread, but just wanted to add that I had problems paying a cheque into Santander a few months ago, because the payee was "Mr. Initial MiddleInitial Surname" and Santander did not hold a middle name or middle initial for me.
They accepted the cheque, but said they would flag my account as requiring ID to be presented next time I visit the branch. I haven't been back to a branch since, and all of my Santander accounts still operate as normal.1
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