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Final steps to debt freedom
in Debt free diaries
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In small money saving news the place where I normally buy my sports bras from has sent me a 15% off voucher for my birthday so I will look into this. I have until 30th November to use it
This week we are taking OH's dad out for his birthday meal to our local pub (Thursday)
I have also arranged to meet my sister in the city centre for a breakfast/lunch on Saturday. I have put £15 to the side to cover the food/drink aspect. We have no plans to go round town yet but if we do I have some money left in the Christmas budget for this month so I'm hoping to pick up the bits that I won't get delivered home - mainly because I won't qualify for free delivery and I refuse to pay £3.99 or more to get things delivered!
Speaking of Christmas, my first lot of Christmas gifts have arrived and have nearly been wrapped already - I've wrapped 5 with 5 left to go. I've given myself a mini target of having these all wrapped by Friday.
I've got to go in for a last minute scan today as baby is measuring a bit small so we will have to pay for car parking - expected spend of £3.50 but that'll come from the joint card.
I'm also considering re-starting on prolific again so I can get a bit of money to cover some more of the 'stocking filler (I.e chocolate) portion of my Christmas spend.
Baby scan all went well, she is measuring perfectly average and already weighs 4lb.
They'll make perfectly good gifts so am now going to order a set for OH's parents and my own parents.
I managed to get on the prolific again. I had to update some of the questions and answer some more questions so I'm hoping to get more surveys now. I think the aim is to attempt to make £30 in survey money by the end of October. I already have 40p with £2.40 pending.
I've cleaned the kitchen, put a load of washing on and cleaned the recycling and garden waste bin while also doing my work!
My CC direct debit went out so my debt now stands at £2,490.
I updated my signature last night to include my prolific goal and my debt amount, it's good to have a visual reminder.
There may have been a tiny spend this morning (£19 joint account) for a coffee & cake each. We were both up the majority of the night and both very cranky.
It feels like a catch 22 at the moment though. I have a few issues sleeping but I don't want to complain about the lack of sleep now because I know I'll get "oh, well, wait until the baby is born" - like, I am very aware that the baby will have to settle and be introduced to a new routine so we'll be up all hours (which I'm fine with) but seeing as the baby is not yet here I do want to get all the sleep that I can!
OH paid as a treat towards his dads birthday gift. It came to £90.60 which covered two starters, 3 mains, 2 desserts and 2 rounds of drinks (two of those being alcoholic) so not too bad.. I did have to longingly stare at OHs chicken liver pate starter though
I have also finished our online food shopping which is due tomorrow. £86 in total, however, this includes: £7.50 worth of Christmas chocolates, £5 worth of toiletries and £5 worth of lunch items for Sunday as we are attending an all day antenatal class. After tomorrow we only have one more full shop to do this month.
The shopping has come in at £81.60 but we’ll need to pop out to our local and grab a few bits as they didn’t have the appropriate substitutes.