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Final steps to debt freedom
in Debt free diaries
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I will pay for the next two months at the normal £150 per month rate and then will consider taking him up on his offer!
It's my payday tomorrow (yay!) I have £19.20 left over from this month so I have transferred that over to my personal savings account. This will probably end up going towards Christmas
I also completed an official survey from the ONS. We got a free reusable tote bag and you also get a £10 voucher via email.
We are hoping we can get a supermarket one and we'll put it towards getting our Christmas chocolates in with the weekly shopping.
I got paid today so I shifted my share of the money for this month (£987) into our joint account and kept £600 in my own personal account to cover my monthly DDs, my personal fun money & for Christmas.
All my DD should go out either on Friday or on Monday. I should have a bit of extra money this month as my gym membership will go on hold (it will cost £10 rather than £30) and my audible is also on hold (no charge rather than £7.99)
My phone bill will be bigger by £10 this month as I used it to make a donation to charity - thank you, soccer aid!
Let the Christmas present buying begin!
I’m 30 weeks now, so I’m in the home stretch and really starting to feel it. My main goals are: get Christmas presents & wrap them all by the 1st November & to also have all the baby bits and nursery prepped and ready for the first week in November.
My final working day is the 22nd October and then I’m on maternity leave and we have a mini 5 day break away so in an ideal world it will all be complete by then (Ha!)
I have the dentist today but this is free until my child turns 1 which is good. I have a fear of the dentist so had put off going for a good three years. I had a teeth clean back in July as it was desperately needed and I have another clean today, which will be my last check up before baby arrives.
We are pretty much nearly there with all the baby bits. We need to get some paint to decorate the nursery and we then just need: formula, some moses basket sheets and some scratch mittens.
We then just need to assemble the cot bed and Moses basket stand plus put all baby clothes in the wash.
This weeks shopping is quite high (£125), but this includes a bottle of whiskey for my OH dad’s birthday (£25) plus all the toiletries that we need (£7) and also Christmas chocolate gifts (£20)
We decided to do a ‘bigger’ shop this week as we are going away at the end of the month for 5 days so this is one less food shop that needs to come out the budget. We do have some points to use as well but we will use this in our penultimate shop at Christmas.
My treat from my personal money this month is a new sports bra. Due to my pregnancy I have gone from a small to a medium and I now need to replace them all.
OH is currently on the case with his insurance (I don’t drive) so I’m leaving it in cape able hands. The impact wasn’t so bad but I think the car bumper will need sorting as it has a giant hole in it. It looks more cosmetic than internal noises but we’ll see.