We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

paying of debt on suspended credit card

I wanted to know once i've paid off my credit card debt would the company be obligated to reinstate my  credit card still having the same credit spending limit ?

Comments

  • born_again
    born_again Posts: 25,196
    10,000 Posts Seventh Anniversary Name Dropper
    Forumite
    Depends on why the card was suspended in the 1st place.
    Life in the slow lane
  • [Deleted User]
    [Deleted User] Posts: 35,382
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    No, they're no obligated to reinstate it.  A card can be withdrawn at any time.
  • cymruchris
    cymruchris Posts: 5,577
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Forumite
    forum2020 said:
    I wanted to know once i've paid off my credit card debt would the company be obligated to reinstate my  credit card still having the same credit spending limit ?
    Why was it initially suspended - at your request? Or through some payment difficulties? There is a chance that once you've settled the debt they'll just close the account if any of your previous history was particularly negative in their view. 
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.