We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Amalgamating card limits

Options
I have just finished paying up a Santander 0% card and no longer need it, but it has a very useful whooping great limit on it. I also have a Santander Zero card that I like to use on foreign trips but it has a smaller limit. 
If I were to close the 0% card would Santander look kindly on my request to " transfer " the limit from one card to another. I know you cant transfer a balance between the same provider but does anybody have any experience of amalgamating limits ?

Comments

  • I asked before to get some of my Santander Everyday credit limit to my Santander Zero without success. I can't remember what they said but definitely didn't work. 

    Online banking also had the option (about 15 months ago) to increase the limit on the Everyday card but not the Zero one. No idea if the option is available for either in the current climate.
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Possibly  Some lenders are more amenable that others and it depends on your risk. 

    Give them a call.
  • Costabit
    Costabit Posts: 187 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    I asked before to get some of my Santander Everyday credit limit to my Santander Zero without success. I can't remember what they said but definitely didn't work. 

    Online banking also had the option (about 15 months ago) to increase the limit on the Everyday card but not the Zero one. No idea if the option is available for either in the current climate.
    The option to do it online is not available anymore , so think a call to Santander will be next , but am not too hopeful
    thanks 
  • Costabit said:
    I asked before to get some of my Santander Everyday credit limit to my Santander Zero without success. I can't remember what they said but definitely didn't work. 

    Online banking also had the option (about 15 months ago) to increase the limit on the Everyday card but not the Zero one. No idea if the option is available for either in the current climate.
    The option to do it online is not available anymore , so think a call to Santander will be next , but am not too hopeful
    thanks 
    mine allows an increase now. On a desktop it'll either allow an increase or the slider will be at your max limit. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.