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Amalgamating card limits
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Costabit
Posts: 187 Forumite

in Credit cards
I have just finished paying up a Santander 0% card and no longer need it, but it has a very useful whooping great limit on it. I also have a Santander Zero card that I like to use on foreign trips but it has a smaller limit.
If I were to close the 0% card would Santander look kindly on my request to " transfer " the limit from one card to another. I know you cant transfer a balance between the same provider but does anybody have any experience of amalgamating limits ?
If I were to close the 0% card would Santander look kindly on my request to " transfer " the limit from one card to another. I know you cant transfer a balance between the same provider but does anybody have any experience of amalgamating limits ?
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Comments
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I asked before to get some of my Santander Everyday credit limit to my Santander Zero without success. I can't remember what they said but definitely didn't work.
Online banking also had the option (about 15 months ago) to increase the limit on the Everyday card but not the Zero one. No idea if the option is available for either in the current climate.0 -
Possibly Some lenders are more amenable that others and it depends on your risk.
Give them a call.0 -
SuperAllyB said:I asked before to get some of my Santander Everyday credit limit to my Santander Zero without success. I can't remember what they said but definitely didn't work.
Online banking also had the option (about 15 months ago) to increase the limit on the Everyday card but not the Zero one. No idea if the option is available for either in the current climate.
thanks0 -
Costabit said:SuperAllyB said:I asked before to get some of my Santander Everyday credit limit to my Santander Zero without success. I can't remember what they said but definitely didn't work.
Online banking also had the option (about 15 months ago) to increase the limit on the Everyday card but not the Zero one. No idea if the option is available for either in the current climate.
thanks0
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